EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Cathay Financial Holding Co's Enterprise Value is $17,794 Mil.
Cathay Financial Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $6,358 Mil. Therefore, Cathay Financial Holding Co's EV-to-FCF for today is 2.80.
The historical rank and industry rank for Cathay Financial Holding Co's EV-to-FCF or its related term are showing as below:
LSE:CFHS'
s EV-to-FCF Range Over the Past 10 Years
Min: -364.72 Med: 1.58 Max: 41.17
Current: 6.71
During the past 13 years, the highest EV-to-FCF of Cathay Financial Holding Co was 41.17. The lowest was -364.72. And the median was 1.58.
LSE:CFHS's EV-to-FCF is ranked better than 63.13% of 396
companies
in the Insurance industry
Industry Median: 9.305
vs LSE:CFHS: 6.71
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Cathay Financial Holding Co (LSE:CFHS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Cathay Financial Holding Co's PE Ratio (TTM) for today is calculated as:
Cathay Financial Holding Co's share price for today is $19.20.
Cathay Financial Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.250.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Cathay Financial Holding Co EV-to-FCF Related Terms
Cathay Financial Holding Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Cathay Financial Holding Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay Financial Holding Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Cathay Financial Holding Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Cathay Financial Holding Co's EV-to-FCF falls into.
Cathay Financial Holding Co's current Enterprise Value is $17,794 Mil.
Cathay Financial Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $6,358 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cathay Financial Holding Co (LSE:CFHS) has a EV-to-FCF of 2.80 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Cathay Financial Holding Co and its competitors. This is 77% above median its historical median of 1.58. According to the industry distribution chart, Cathay Financial Holding Co ranks #146 out of 396 companies in the Insurance industry, placing it in the top 36.9%.
Is Cathay Financial Holding Co's EV-to-FCF too high?
Cathay Financial Holding Co's current EV-to-FCF of 2.80 is 77% above median its 10-year median of 1.58. The Insurance industry median EV-to-FCF is 9.31. Cathay Financial Holding Co's value of 2.80 is 69.9% below this industry median. Based on the distribution chart, Cathay Financial Holding Co ranks #146 out of 396 companies in the Insurance industry, which is above the industry midpoint. Overall, Cathay Financial Holding Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Cathay Financial Holding Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Cathay Financial Holding Co ranks #146 out of 396 companies for EV-to-FCF. This puts Cathay Financial Holding Co in the upper half of its industry. The industry median EV-to-FCF is 9.31. Cathay Financial Holding Co's value of 2.80 is 69.9% below this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 9.31, Cathay Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.31, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay Financial Holding Co's current EV-to-FCF of 2.80 is 69.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Cathay Financial Holding Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Financial Holding Co's current EV-to-FCF is 2.80, which is 77% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Financial Holding Co stock overvalued right now?
Cathay Financial Holding Co (LSE:CFHS) has a current EV-to-FCF of 2.80. The stock's GF Value™ is $13.75, compared to a current price of $19.20 — trading 39.6% above its estimated fair value. The current EV-to-FCF is 2.80, which is 77% above median its 10-year median of 1.58 and 69.9% below the Insurance industry median of 9.31. Cathay Financial Holding Co's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Cathay Financial Holding Co (LSE:CFHS), the current EV-to-FCF is 2.80 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay Financial Holding Co (LSE:CFHS) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay Financial Holding Co stock appears to be overvalued.
The current stock price of $19.20 is trading 39.6% above its estimated GF Value™ of $13.75.
Key valuation signals for LSE:CFHS:
EV-to-FCF: 2.80 (77% above median its 10-year median of 1.58)
GF Value™: $13.75 vs. price of $19.20 (39.6% above fair value)
Industry Position: 69.9% below the Insurance median (#146 of 396)
No single metric tells the full story. See the LSE:CFHS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay Financial Holding Co Ltd is a financial holding company. It has five operating segments Banking segment is engaged in permitted businesses of commercial banks; Life insurance segments is engaged in traditional insurance, investment-linked insurance and interest-sensitive sales of annuity insurance and providing financial planning services and policy loan services; Property insurance segment is engaged in fire insurance, marine insurance, land and air insurance, liability insurance, financial guarantee insurance, reinsurance and other insurance; Securities segment is engaged in brokerage, dealership, and underwriting business; and Other operating segment of which majority of revenue is from Life insurance. Geographically revenue comes from Taiwan.
54GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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