Shawbrook GroupLSE:SHAA 42 EV-to-FCF is 0.81 as of Jul. 05, 2026, which is 125% above its 10-year median of 0.36. GuruFocus rates LSE:SHAA with a GF Score™ of 42/100. The stock has 2 warning signs investors should review. Among 1,196 Banks companies, Shawbrook Group ranks better than 81.19% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Shawbrook Group's Enterprise Value is £847.94 Mil.
Shawbrook Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £1,049.30 Mil. Therefore, Shawbrook Group's EV-to-FCF for today is 0.81.
The historical rank and industry rank for Shawbrook Group's EV-to-FCF or its related term are showing as below:
LSE:SHAA'
s EV-to-FCF Range Over the Past 10 Years
Min: -0.64 Med: 0.36 Max: 1.12
Current: 0.42
During the past 9 years, the highest EV-to-FCF of Shawbrook Group was 1.12. The lowest was -0.64. And the median was 0.36.
LSE:SHAA's EV-to-FCF is ranked better than 81.19% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs LSE:SHAA: 0.42
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Shawbrook Group's PE Ratio (TTM) for today is calculated as:
Shawbrook Group's share price for today is £0.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Shawbrook Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Shawbrook Group EV-to-FCF Related Terms
Shawbrook Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Shawbrook Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Shawbrook Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shawbrook Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Shawbrook Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Shawbrook Group's EV-to-FCF falls into.
Shawbrook Group's current Enterprise Value is £847.94 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Shawbrook Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £1,049.30 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shawbrook Group (LSE:SHAA) has a EV-to-FCF of 0.81 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Shawbrook Group and its competitors. This is 125% above median its historical median of 0.36. According to the industry distribution chart, Shawbrook Group ranks #225 out of 1196 companies in the Banks industry, placing it in the top 18.8%.
Is Shawbrook Group's EV-to-FCF too high?
Shawbrook Group's current EV-to-FCF of 0.81 is 125% above median its 10-year median of 0.36. The Banks industry median EV-to-FCF is 6.57. Shawbrook Group's value of 0.81 is 87.7% below this industry median. Based on the distribution chart, Shawbrook Group ranks #225 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Shawbrook Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Shawbrook Group's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Shawbrook Group ranks #225 out of 1196 companies for EV-to-FCF. This places Shawbrook Group in the top 19% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. Shawbrook Group's value of 0.81 is 87.7% below this benchmark. While the company's 10-year median is 0.36 vs. the industry median of 6.57, Shawbrook Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shawbrook Group's current EV-to-FCF of 0.81 is 87.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Shawbrook Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shawbrook Group's current EV-to-FCF is 0.81, which is 125% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shawbrook Group stock overvalued right now?
Shawbrook Group (LSE:SHAA) has a current EV-to-FCF of 0.81. The current EV-to-FCF is 0.81, which is 125% above median its 10-year median of 0.36 and 87.7% below the Banks industry median of 6.57. Shawbrook Group's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Shawbrook Group (LSE:SHAA), the current EV-to-FCF is 0.81 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Shawbrook Group PLC is a specialist savings and lending bank operating in the United Kingdom. It focuses mostly on poorly served customer segments across the small to medium-size enterprise and retail market of the island nation. Shawbrook's primary markets include property, business, and consumer finance. The company has grown since its founding through mostly acquisitions. Net operating income mostly derives from asset finance, commercial mortgages, and secured lending. Shawbrook emphasizes customer service, and reputation. The company operates in four segments Real Estate, SME, Consumer Finance and Retail Mortgage Brands.
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