Bank MillenniumLTS:0DRH 65 EV-to-FCF is 2.23 as of Jul. 08, 2026, which is 48% above its 10-year median of 1.51. GuruFocus rates LTS:0DRH with a GF Score™ of 65/100 and a GF Value™ of zł4.66. The stock has 6 warning signs investors should review. Among 1,192 Banks companies, Bank Millennium ranks better than 69.8% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank Millennium's Enterprise Value is zł28,295 Mil.
Bank Millennium's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł12,701 Mil. Therefore, Bank Millennium's EV-to-FCF for today is 2.23.
The historical rank and industry rank for Bank Millennium's EV-to-FCF or its related term are showing as below:
LTS:0DRH'
s EV-to-FCF Range Over the Past 10 Years
Min: -11.46 Med: 1.51 Max: 166.35
Current: 2.22
During the past 13 years, the highest EV-to-FCF of Bank Millennium was 166.35. The lowest was -11.46. And the median was 1.51.
LTS:0DRH's EV-to-FCF is ranked better than 69.8% of 1192
companies
in the Banks industry
Industry Median: 6.61
vs LTS:0DRH: 2.22
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank Millennium's PE Ratio (TTM) for today is calculated as:
Bank Millennium's share price for today is zł8.89.
Bank Millennium's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł1.090.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank Millennium EV-to-FCF Related Terms
Bank Millennium EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bank Millennium's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Millennium's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Millennium EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank Millennium's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank Millennium's EV-to-FCF falls into.
Bank Millennium's current Enterprise Value is zł28,295 Mil.
Bank Millennium's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł12,701 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Millennium (LTS:0DRH) has a EV-to-FCF of 2.23 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Millennium and its competitors. This is 48% above median its historical median of 1.51. According to the industry distribution chart, Bank Millennium ranks #360 out of 1192 companies in the Banks industry, placing it in the top 30.2%.
Is Bank Millennium's EV-to-FCF too high?
Bank Millennium's current EV-to-FCF of 2.23 is 48% above median its 10-year median of 1.51. The Banks industry median EV-to-FCF is 6.61. Bank Millennium's value of 2.23 is 66.3% below this industry median. Based on the distribution chart, Bank Millennium ranks #360 out of 1192 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Millennium has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bank Millennium ranks #360 out of 1192 companies for EV-to-FCF. This puts Bank Millennium in the upper half of its industry. The industry median EV-to-FCF is 6.61. Bank Millennium's value of 2.23 is 66.3% below this benchmark. While the company's 10-year median is 1.51 vs. the industry median of 6.61, Bank Millennium has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Millennium's current EV-to-FCF of 2.23 is 66.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank Millennium and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Millennium's current EV-to-FCF is 2.23, which is 48% above median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Bank Millennium (LTS:0DRH) has a current EV-to-FCF of 2.23. The stock's GF Value™ is zł4.66, compared to a current price of zł8.89 — trading 90.8% above its estimated fair value. The current EV-to-FCF is 2.23, which is 48% above median its 10-year median of 1.51 and 66.3% below the Banks industry median of 6.61. Bank Millennium's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank Millennium (LTS:0DRH), the current EV-to-FCF is 2.23 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Millennium (LTS:0DRH) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued.
The current stock price of zł8.89 is trading 90.8% above its estimated GF Value™ of zł4.66.
Key valuation signals for LTS:0DRH:
EV-to-FCF: 2.23 (48% above median its 10-year median of 1.51)
GF Value™: zł4.66 vs. price of zł8.89 (90.8% above fair value)
Industry Position: 66.3% below the Banks median (#360 of 1192)
No single metric tells the full story. See the LTS:0DRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
65GF Score
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