Bank Millennium (LTS:0DRH) OCF Margin %: 185.42% (As of Mar. 2026) — 42% Above Median


LTS:0DRH Bank Millennium SA LTS:0DRH
63 GF Score
Price zł8.89
GF Value zł4.75
! 6 Warning Signs
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What is Bank Millennium OCF Margin %?

Bank Millennium LTS:0DRH 63 OCF Margin % is 185.42% as of Mar. 2026, which is 42% above its 10-year median of 130.28. GuruFocus rates LTS:0DRH with a GF Score™ of 63/100 and a GF Value™ of zł4.75. The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Bank Millennium ranks better than 92.43% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bank Millennium's Cash Flow from Operations for the three months ended in Mar. 2026 was zł3,159 Mil. Bank Millennium's Revenue for the three months ended in Mar. 2026 was zł1,704 Mil. Therefore, Bank Millennium's OCF Margin % for the quarter that ended in Mar. 2026 was 185.42%.

As of today, Bank Millennium's current OCF Yield % is 54.83%.

The historical rank and industry rank for Bank Millennium's OCF Margin % or its related term are showing as below:

LTS:0DRH' s OCF Margin % Range Over the Past 10 Years
Min: -83.34   Med: 130.28   Max: 237.5
Current: 179.41


During the past 13 years, the highest OCF Margin % of Bank Millennium was 237.50%. The lowest was -83.34%. And the median was 130.28%.

LTS:0DRH's OCF Margin % is ranked better than
92.43% of 1505 companies
in the Banks industry
Industry Median: 29.44 vs LTS:0DRH: 179.41


Bank Millennium OCF Margin % Related Terms


Bank Millennium OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank Millennium's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Millennium OCF Margin % Chart

Bank Millennium Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.06 237.50 206.40 149.58 189.25

Bank Millennium Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 219.12 127.12 362.13 42.57 185.42

LTS:0DRH vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Bank Millennium's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Millennium OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Millennium's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank Millennium's OCF Margin % falls into.


LTS:0DRH
63GF Score
Bank Millennium SA LTS:0DRH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Millennium OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bank Millennium's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=13625.999/7200.016
=189.25 %

Bank Millennium's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3158.796/1703.623
=185.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 185.42% mean?
Bank Millennium (LTS:0DRH) has a OCF Margin % of 185.42% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank Millennium and its competitors. This is 42% above median its historical median of 130.28. According to the industry distribution chart, Bank Millennium ranks #114 out of 1505 companies in the Banks industry, placing it in the top 7.6%.
Is Bank Millennium's OCF Margin % too high?
Bank Millennium's current OCF Margin % of 185.42% is 42% above median its 10-year median of 130.28. The Banks industry median OCF Margin % is 29.44. Bank Millennium's value of 185.42% is 529.8% above this industry median. Based on the distribution chart, Bank Millennium ranks #114 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Millennium has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Bank Millennium ranks #114 out of 1505 companies for OCF Margin %. This places Bank Millennium in the top 8% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Bank Millennium's value of 185.42% is 529.8% above this benchmark. While the company's 10-year median is 130.28 vs. the industry median of 29.44, Bank Millennium has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Millennium's current OCF Margin % of 185.42% is 529.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank Millennium and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Millennium's current OCF Margin % is 185.42%, which is 42% above median its own 10-year median of 130.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Bank Millennium (LTS:0DRH) has a current OCF Margin % of 185.42%. The stock's GF Value™ is zł4.75, compared to a current price of zł8.89 — trading 87.2% above its estimated fair value. The current OCF Margin % is 185.42%, which is 42% above median its 10-year median of 130.28 and 529.8% above the Banks industry median of 29.44. Bank Millennium's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank Millennium (LTS:0DRH), the current OCF Margin % is 185.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Millennium (LTS:0DRH) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of zł8.89 is trading 87.2% above its estimated GF Value™ of zł4.75.

Key valuation signals for LTS:0DRH:

  • OCF Margin %: 185.42% (42% above median its 10-year median of 130.28)
  • GF Value™: zł4.75 vs. price of zł8.89 (87.2% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 529.8% above the Banks median (#114 of 1505)

No single metric tells the full story. See the LTS:0DRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Millennium Business Description

Other Exchanges MIL:Poland1HN:Germany
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
63GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł8.89
Price
zł4.75
GF Value