Bank Millennium (LTS:0DRH) E10: zł0.17 (As of Mar. 2026)


LTS:0DRH Bank Millennium SA LTS:0DRH
63 GF Score
Price zł8.89
GF Value zł4.75
! 6 Warning Signs
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What is Bank Millennium E10?

Bank Millennium LTS:0DRH 63 E10 is zł0.17 as of Mar. 2026. GuruFocus rates LTS:0DRH with a GF Score™ of 63/100 and a GF Value™ of zł4.75. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank Millennium's adjusted earnings per share data for the three months ended in Mar. 2026 was zł0.250. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is zł0.17 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank Millennium's average E10 Growth Rate was 14.80% per year. During the past 3 years, the average E10 Growth Rate was 2.30% per year. During the past 5 years, the average E10 Growth Rate was -8.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bank Millennium was 5.40% per year. The lowest was -17.60% per year. And the median was -7.80% per year.

As of today (2026-06-29), Bank Millennium's current stock price is zł8.89. Bank Millennium's E10 for the quarter that ended in Mar. 2026 was zł0.17. Bank Millennium's Shiller PE Ratio of today is 52.29.

During the past 13 years, the highest Shiller PE Ratio of Bank Millennium was 65.97. The lowest was 4.32. And the median was 20.24.


Bank Millennium  (LTS:0DRH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank Millennium's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.89/0.17
=52.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank Millennium was 65.97. The lowest was 4.32. And the median was 20.24.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank Millennium E10 Related Terms


Bank Millennium E10 Historical Data

* Premium members only.

The historical data trend for Bank Millennium's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Millennium E10 Chart

Bank Millennium Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.54 0.30 0.27 0.16

Bank Millennium Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.17 0.17 0.16 0.17

LTS:0DRH vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Bank Millennium's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Millennium Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Millennium's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank Millennium's Shiller PE Ratio falls into.


LTS:0DRH
63GF Score
Bank Millennium SA LTS:0DRH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Millennium E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Millennium's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.25/158.3232*158.3232
=0.250

Current CPI (Mar. 2026) = 158.3232.

Bank Millennium Quarterly Data

per share eps CPI Adj_EPS
201606 0.240 99.552 0.382
201609 0.090 99.064 0.144
201612 0.130 100.366 0.205
201703 0.120 101.018 0.188
201706 0.140 101.180 0.219
201709 0.150 101.343 0.234
201712 0.150 102.564 0.232
201803 0.130 102.564 0.201
201806 0.160 103.378 0.245
201809 0.170 103.378 0.260
201812 0.180 103.785 0.275
201903 0.130 104.274 0.197
201906 0.140 105.983 0.209
201909 0.160 105.983 0.239
201912 0.020 107.123 0.030
202003 0.010 109.076 0.015
202006 0.040 109.402 0.058
202009 0.050 109.320 0.072
202012 -0.090 109.565 -0.130
202103 -0.260 112.658 -0.365
202106 -0.170 113.960 -0.236
202109 -0.260 115.588 -0.356
202112 -0.420 119.088 -0.558
202203 -0.100 125.031 -0.127
202206 -0.120 131.705 -0.144
202209 -0.830 135.531 -0.970
202212 0.200 139.113 0.228
202303 0.210 145.950 0.228
202306 0.080 147.009 0.086
202309 0.080 146.113 0.087
202312 0.090 147.741 0.096
202403 0.110 149.044 0.117
202406 0.190 150.997 0.199
202409 0.160 153.439 0.165
202412 0.140 154.660 0.143
202503 0.150 157.021 0.151
202506 0.270 157.509 0.271
202509 0.280 157.998 0.281
202512 0.290 158.323 0.290
202603 0.250 158.323 0.250

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of zł0.17 mean?
Bank Millennium (LTS:0DRH) has a E10 of zł0.17 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank Millennium and its competitors.
Is Bank Millennium's E10 too high?
Bank Millennium's current E10 is zł0.17. Overall, Bank Millennium has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's E10 compare to PNC and USB?
Bank Millennium's E10 of zł0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank Millennium and its competitors. Bank Millennium's current E10 is zł0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Bank Millennium (LTS:0DRH) has a current E10 of zł0.17. The stock's GF Value™ is zł4.75, compared to a current price of zł8.89 — trading 87.2% above its estimated fair value. The current E10 is zł0.17. Bank Millennium's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank Millennium (LTS:0DRH), the current E10 is zł0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Millennium (LTS:0DRH) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of zł8.89 is trading 87.2% above its estimated GF Value™ of zł4.75.

Key valuation signals for LTS:0DRH:

  • E10: zł0.17
  • GF Value™: zł4.75 vs. price of zł8.89 (87.2% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the LTS:0DRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Millennium Business Description

Other Exchanges MIL:Poland1HN:Germany
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
63GF Score

Get the complete analysis for LTS:0DRH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł8.89
Price
zł4.75
GF Value