Bank Millennium (LTS:0DRH) Moat Score: 0/10 (As of Jul. 09, 2026)


LTS:0DRH Bank Millennium SA LTS:0DRH
65 GF Score
Price zł8.89
GF Value zł4.66
! 6 Warning Signs
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What is Bank Millennium Moat Score?

Bank Millennium has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bank Millennium has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank Millennium might have No Moat - No discernible moat.

Bank Millennium  (LTS:0DRH) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank Millennium Moat Score Related Terms

LTS:0DRH
65GF Score
Bank Millennium SA LTS:0DRH
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank Millennium (LTS:0DRH) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued. The current stock price of zł8.89 is trading 90.8% above its estimated GF Value™ of zł4.66.

Key valuation signals for LTS:0DRH:

  • Moat Score: 0
  • GF Value™: zł4.66 vs. price of zł8.89 (90.8% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the LTS:0DRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Millennium Business Description

Other Exchanges MIL:Poland1HN:Germany
Address ul. Stanis?awa ?aryna 2A, Warsaw, POL, 02-593
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
65GF Score

Get the complete analysis for LTS:0DRH

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł8.89
Price
zł4.66
GF Value