Bank MillenniumLTS:0DRH 64 FCF Margin % is 183.64% as of Mar. 2026, which is 44% above its 10-year median of 127.77. GuruFocus rates LTS:0DRH with a GF Score™ of 64/100 and a GF Value™ of zł4.54. The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Bank Millennium ranks better than 92.62% on this metric.
The historical rank and industry rank for Bank Millennium's FCF Margin % or its related term are showing as below:
LTS:0DRH'
s FCF Margin % Range Over the Past 10 Years
Min: -85.3 Med: 127.77 Max: 233.77
Current: 175.6
During the past 13 years, the highest FCF Margin % of Bank Millennium was 233.77%. The lowest was -85.30%. And the median was 127.77%.
LTS:0DRH's FCF Margin % is ranked better than 92.62% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs LTS:0DRH: 175.60
Bank Millennium FCF Margin % Related Terms
Bank Millennium FCF Margin % Historical Data
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The historical data trend for Bank Millennium's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Millennium's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Millennium FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Millennium's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank Millennium's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Millennium (LTS:0DRH) has a FCF Margin % of 183.64% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Millennium and its competitors. This is 44% above median its historical median of 127.77. According to the industry distribution chart, Bank Millennium ranks #111 out of 1505 companies in the Banks industry, placing it in the top 7.4%.
Is Bank Millennium's FCF Margin % too high?
Bank Millennium's current FCF Margin % of 183.64% is 44% above median its 10-year median of 127.77. The Banks industry median FCF Margin % is 26.55. Bank Millennium's value of 183.64% is 591.7% above this industry median. Based on the distribution chart, Bank Millennium ranks #111 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Millennium has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Bank Millennium's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Bank Millennium ranks #111 out of 1505 companies for FCF Margin %. This places Bank Millennium in the top 7% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Bank Millennium's value of 183.64% is 591.7% above this benchmark. While the company's 10-year median is 127.77 vs. the industry median of 26.55, Bank Millennium has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Millennium's current FCF Margin % of 183.64% is 591.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Millennium and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Millennium's current FCF Margin % is 183.64%, which is 44% above median its own 10-year median of 127.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Millennium stock overvalued right now?
Bank Millennium (LTS:0DRH) has a current FCF Margin % of 183.64%. The stock's GF Value™ is zł4.54, compared to a current price of zł8.89 — trading 95.8% above its estimated fair value. The current FCF Margin % is 183.64%, which is 44% above median its 10-year median of 127.77 and 591.7% above the Banks industry median of 26.55. Bank Millennium's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank Millennium (LTS:0DRH), the current FCF Margin % is 183.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Millennium (LTS:0DRH) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Millennium stock appears to be overvalued.
The current stock price of zł8.89 is trading 95.8% above its estimated GF Value™ of zł4.54.
Key valuation signals for LTS:0DRH:
FCF Margin %: 183.64% (44% above median its 10-year median of 127.77)
GF Value™: zł4.54 vs. price of zł8.89 (95.8% above fair value)
Industry Position: 591.7% above the Banks median (#111 of 1505)
No single metric tells the full story. See the LTS:0DRH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Millennium SA is a commercial bank group operating in Poland. The bank's operating segments include retail, corporate, FX mortgage loans, treasury operations, assets/liabilities management and other segment. The company derives the majority of its revenue from the retail segment which comprises the banking products and services provided to individual customers on the mass market, affluent customers, sole traders as well as services to small companies.
64GF Score
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