MABHF (Mortgage Advice Bureau (Holdings)) EV-to-FCF: 10.98 (As of Jul. 03, 2026) — 43% Below Median


MABHF Mortgage Advice Bureau (Holdings) PLC MABHF
82 GF Score
Price $8.98
GF Value $16.36
! 2 Warning Signs
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What is Mortgage Advice Bureau (Holdings) EV-to-FCF?

Mortgage Advice Bureau (Holdings) MABHF 82 EV-to-FCF is 10.98 as of Jul. 03, 2026, which is 43% below its 10-year median of 19.29. GuruFocus rates MABHF with a GF Score™ of 82/100 and a GF Value™ of $16.36. The stock has 2 warning signs investors should review. Among 1,193 Banks companies, Mortgage Advice Bureau (Holdings) ranks worse than 66.39% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mortgage Advice Bureau (Holdings)'s Enterprise Value is $415.7 Mil. Mortgage Advice Bureau (Holdings)'s Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $37.9 Mil. Therefore, Mortgage Advice Bureau (Holdings)'s EV-to-FCF for today is 10.98.

The historical rank and industry rank for Mortgage Advice Bureau (Holdings)'s EV-to-FCF or its related term are showing as below:

MABHF' s EV-to-FCF Range Over the Past 10 Years
Min: 8.77   Med: 19.29   Max: 44.16
Current: 11.19

During the past 13 years, the highest EV-to-FCF of Mortgage Advice Bureau (Holdings) was 44.16. The lowest was 8.77. And the median was 19.29.

MABHF's EV-to-FCF is ranked worse than
66.39% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs MABHF: 11.19

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), Mortgage Advice Bureau (Holdings)'s stock price is $8.98. Mortgage Advice Bureau (Holdings)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.348. Therefore, Mortgage Advice Bureau (Holdings)'s PE Ratio (TTM) for today is 25.80.


Mortgage Advice Bureau (Holdings)  (OTCPK:MABHF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Mortgage Advice Bureau (Holdings)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.98/0.348
=25.80

Mortgage Advice Bureau (Holdings)'s share price for today is $8.98.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mortgage Advice Bureau (Holdings)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.348.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Mortgage Advice Bureau (Holdings) EV-to-FCF Related Terms


Mortgage Advice Bureau (Holdings) EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) EV-to-FCF Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.82 16.10 22.62 13.66 14.61

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.62 0.00 13.66 0.00 14.61

MABHF vs RKT, FNMA, PFSI: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s EV-to-FCF falls into.


MABHF
82GF Score
Mortgage Advice Bureau (Holdings) PLC MABHF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Advice Bureau (Holdings) EV-to-FCF Calculation

Mortgage Advice Bureau (Holdings)'s EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=415.736/37.863
=10.98

Mortgage Advice Bureau (Holdings)'s current Enterprise Value is $415.7 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mortgage Advice Bureau (Holdings)'s Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $37.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 10.98 mean?
Mortgage Advice Bureau (Holdings) (MABHF) has a EV-to-FCF of 10.98 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. This is 43% below median its historical median of 19.29. Over the past decade, Mortgage Advice Bureau (Holdings)'s EV-to-FCF has ranged from 8.77 to 44.16. According to the industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #792 out of 1193 companies in the Banks industry, placing it in the top 66.4%.
Is Mortgage Advice Bureau (Holdings)'s EV-to-FCF too high?
Mortgage Advice Bureau (Holdings)'s current EV-to-FCF of 10.98 is 43% below median its 10-year median of 19.29. Over the past 10 years, this metric has ranged from a low of 8.77 to a high of 44.16. The Banks industry median EV-to-FCF is 6.61. Mortgage Advice Bureau (Holdings)'s value of 10.98 is 66.1% above this industry median. Based on the distribution chart, Mortgage Advice Bureau (Holdings) ranks #792 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, Mortgage Advice Bureau (Holdings) has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Mortgage Advice Bureau (Holdings)'s EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Mortgage Advice Bureau (Holdings) ranks #792 out of 1193 companies for EV-to-FCF. This places Mortgage Advice Bureau (Holdings) in the lower half of its industry. The industry median EV-to-FCF is 6.61. Mortgage Advice Bureau (Holdings)'s value of 10.98 is 66.1% above this benchmark. Historically, Mortgage Advice Bureau (Holdings)'s own EV-to-FCF has ranged from 8.77 to 44.16 over the past decade. While the company's 10-year median is 19.29 vs. the industry median of 6.61, Mortgage Advice Bureau (Holdings) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mortgage Advice Bureau (Holdings)'s current EV-to-FCF of 10.98 is 66.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mortgage Advice Bureau (Holdings) and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mortgage Advice Bureau (Holdings)'s current EV-to-FCF is 10.98, which is 43% below median its own 10-year median of 19.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mortgage Advice Bureau (Holdings) stock overvalued right now?
Mortgage Advice Bureau (Holdings) (MABHF) has a current EV-to-FCF of 10.98. The stock's GF Value™ is $16.36, compared to a current price of $8.98 — trading 45.1% below its estimated fair value. The current EV-to-FCF is 10.98, which is 43% below median its 10-year median of 19.29 and 66.1% above the Banks industry median of 6.61. Mortgage Advice Bureau (Holdings)'s overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mortgage Advice Bureau (Holdings) (MABHF), the current EV-to-FCF is 10.98 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mortgage Advice Bureau (Holdings) (MABHF) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of $8.98 is trading 45.1% below its estimated GF Value™ of $16.36.

Key valuation signals for MABHF:

  • EV-to-FCF: 10.98 (43% below median its 10-year median of 19.29)
  • GF Value™: $16.36 vs. price of $8.98 (45.1% below fair value)
  • GF Score™: 82/100 with 2 warning signs
  • Industry Position: 66.1% above the Banks median (#792 of 1193)

No single metric tells the full story. See the MABHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1l:UKMAB1:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
82GF Score

Get the complete analysis for MABHF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.98
Price
$16.36
GF Value