Co-operative Bank of Kenya (NAI:COOP) EV-to-FCF: (As of Aug. 12, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:COOP Co-operative Bank of Kenya Ltd NAI:COOP
58 GF Score
Price KES36.90
GF Value KES18.24
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Co-operative Bank of Kenya EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Co-operative Bank of Kenya's Enterprise Value is KES158,322 Mil. Co-operative Bank of Kenya's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was KES0 Mil. Therefore, Co-operative Bank of Kenya's EV-to-FCF for today is .

The historical rank and industry rank for Co-operative Bank of Kenya's EV-to-FCF or its related term are showing as below:

NAI:COOP' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 4.74
Current: 4.74

During the past 13 years, the highest EV-to-FCF of Co-operative Bank of Kenya was 4.74. The lowest was 0.00. And the median was 0.00.

NAI:COOP's EV-to-FCF is ranked better than
59.93% of 1188 companies
in the Banks industry
Industry Median: 7.32 vs NAI:COOP: 4.74

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-12), Co-operative Bank of Kenya's stock price is KES36.90. Co-operative Bank of Kenya's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was KES5.290. Therefore, Co-operative Bank of Kenya's PE Ratio (TTM) for today is 6.98.


Co-operative Bank of Kenya  (NAI:COOP) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Co-operative Bank of Kenya's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=36.90/5.290
=6.98

Co-operative Bank of Kenya's share price for today is KES36.90.
Co-operative Bank of Kenya's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES5.290.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Co-operative Bank of Kenya EV-to-FCF Related Terms


Co-operative Bank of Kenya EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Co-operative Bank of Kenya's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Co-operative Bank of Kenya EV-to-FCF Chart

Co-operative Bank of Kenya Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.42 62.03 1.53 0.95 2.93

Co-operative Bank of Kenya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 2.93 0.00

Co-operative Bank of Kenya EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Co-operative Bank of Kenya's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Co-operative Bank of Kenya EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Co-operative Bank of Kenya's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Co-operative Bank of Kenya's EV-to-FCF falls into.


NAI:COOP
58GF Score
Co-operative Bank of Kenya Ltd NAI:COOP
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Co-operative Bank of Kenya EV-to-FCF Calculation

Co-operative Bank of Kenya's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=158322.362/0
=

Co-operative Bank of Kenya's current Enterprise Value is KES158,322 Mil.
Co-operative Bank of Kenya's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Co-operative Bank of Kenya (NAI:COOP) Overvalued in 2026?

Based on GuruFocus' analysis, Co-operative Bank of Kenya stock appears to be overvalued. The current stock price of KES36.90 is trading 102.3% above its estimated GF Value™ of KES18.24. GuruFocus considers Co-operative Bank of Kenya to be Significantly Overvalued.

Key valuation signals for NAI:COOP:

  • EV-to-FCF:
  • GF Value™: KES18.24 vs. price of KES36.90 (102.3% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the NAI:COOP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Co-operative Bank of Kenya Business Description

Address Haile Selassie Avenue, P.O. Box 48231, Co-operative Bank House, L.R. No. 209/4290 (IR No. 27596), Nairobi, KEN, 00100
Co-operative Bank of Kenya Ltd is engaged in corporate banking, retail banking, investment, and asset management services in Kenya. The Bank is organized into three main operating segments based on products and services as, Retail Banking, which includes loans, deposits, and other transactions and balances with retail customers; Wholesale Banking, which includes loans, deposits, and other transactions and balances with corporate and institutional customers; and Group Functions, which mainly comprises of support departments such as ICT, Finance and shared services among others. It generates the majority of its revenue from Retail Banking. The group's operations are within the two geographical segments of Kenya and South Sudan.
58GF Score

Get the complete analysis for NAI:COOP

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES36.90
Price
KES18.24
GF Value