Jammu & Kashmir Bank (NSE:J&KBANK) EV-to-FCF: (As of Jul. 09, 2026)


NSE:J&KBANK Jammu & Kashmir Bank Ltd NSE:J&KBANK
50 GF Score
Price ₹165.96
GF Value ₹117.00
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Jammu & Kashmir Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Jammu & Kashmir Bank's Enterprise Value is ₹138,389 Mil. Jammu & Kashmir Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Jammu & Kashmir Bank's EV-to-FCF for today is .

The historical rank and industry rank for Jammu & Kashmir Bank's EV-to-FCF or its related term are showing as below:

NSE:J&KBANK' s EV-to-FCF Range Over the Past 10 Years
Min: -8.63   Med: 0   Max: 0
Current: -8.63

NSE:J&KBANK's EV-to-FCF is ranked worse than
100% of 1191 companies
in the Banks industry
Industry Median: 6.57 vs NSE:J&KBANK: -8.63

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-09), Jammu & Kashmir Bank's stock price is ₹165.96. Jammu & Kashmir Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹21.420. Therefore, Jammu & Kashmir Bank's PE Ratio (TTM) for today is 7.75.


Jammu & Kashmir Bank  (NSE:J&KBANK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Jammu & Kashmir Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=165.96/21.420
=7.75

Jammu & Kashmir Bank's share price for today is ₹165.96.
Jammu & Kashmir Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹21.420.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Jammu & Kashmir Bank EV-to-FCF Related Terms


Jammu & Kashmir Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Jammu & Kashmir Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jammu & Kashmir Bank EV-to-FCF Chart

Jammu & Kashmir Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.34 14.59 0.27 -2.53 -4.82

Jammu & Kashmir Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.53 0.00 0.00 0.00 -4.82

Jammu & Kashmir Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Jammu & Kashmir Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jammu & Kashmir Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Jammu & Kashmir Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Jammu & Kashmir Bank's EV-to-FCF falls into.


NSE:J&KBANK
50GF Score
Jammu & Kashmir Bank Ltd NSE:J&KBANK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jammu & Kashmir Bank EV-to-FCF Calculation

Jammu & Kashmir Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=138388.711/0
=

Jammu & Kashmir Bank's current Enterprise Value is ₹138,389 Mil.
Jammu & Kashmir Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Jammu & Kashmir Bank (NSE:J&KBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Jammu & Kashmir Bank stock appears to be overvalued. The current stock price of ₹165.96 is trading 41.8% above its estimated GF Value™ of ₹117.00. GuruFocus considers Jammu & Kashmir Bank to be Significantly Overvalued.

Key valuation signals for NSE:J&KBANK:

  • EV-to-FCF:
  • GF Value™: ₹117.00 vs. price of ₹165.96 (41.8% above fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the NSE:J&KBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jammu & Kashmir Bank Business Description

Other Exchanges 532209:India
Address Maulana Azad Road, Srinagar, IND, 190001
Jammu & Kashmir Bank Ltd is a bank that has businesses comprised of treasury, corporate/wholesale banking, retail banking and others. The bank's personal financial products include various loan products, personal account services, term bank deposits, mutual funds, bank cards, and insurance products. The company has Four crucial business segments namely Treasury Operations, Corporate/Wholesale Banking, Retail Banking and Other Banking Business. The company generates majority of its revenue from Retail Banking segment. The bank's financial products for businesses include loans, business accounts, agriculture accounts, and others.
50GF Score

Get the complete analysis for NSE:J&KBANK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹165.96
Price
₹117.00
GF Value