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Piramal FinanceNSE:PIRAMALFIN +0.27%26 EV-to-FCF is -34.15 as of Jul. 14, 2026. GuruFocus rates NSE:PIRAMALFIN with a GF Score™ of 26/100. The stock has 4 warning signs investors should review. Among 264 Credit Services companies, Piramal Finance ranks worse than 378787.5% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Piramal Finance's Enterprise Value is ₹1,214,725 Mil.
Piramal Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-35,570 Mil. Therefore, Piramal Finance's EV-to-FCF for today is -34.15.
The historical rank and industry rank for Piramal Finance's EV-to-FCF or its related term are showing as below:
NSE:PIRAMALFIN'
s EV-to-FCF Range Over the Past 10 Years
Min: -34.18 Med: -17.9 Max: -10.85
Current: -34.09
During the past 5 years, the highest EV-to-FCF of Piramal Finance was -10.85. The lowest was -34.18. And the median was -17.90.
NSE:PIRAMALFIN's EV-to-FCF is ranked worse than 100% of 264
companies
in the Credit Services industry
Industry Median: 13.455
vs NSE:PIRAMALFIN: -34.09
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Piramal Finance's PE Ratio (TTM) for today is calculated as:
Piramal Finance's share price for today is ₹2172.80.
Piramal Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹43.677.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Piramal Finance EV-to-FCF Related Terms
Piramal Finance EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Piramal Finance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:PIRAMALFIN vs V, MA, AXP: EV-to-FCF Comparison
For the Credit Services subindustry, Piramal Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piramal Finance EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Piramal Finance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Piramal Finance's EV-to-FCF falls into.
Piramal Finance's current Enterprise Value is ₹1,214,725 Mil.
Piramal Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-35,570 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Piramal Finance (NSE:PIRAMALFIN) has a EV-to-FCF of -34.15 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Piramal Finance and its competitors. According to the industry distribution chart, Piramal Finance ranks #999999 out of 264 companies in the Credit Services industry.
Is Piramal Finance's EV-to-FCF too high?
Piramal Finance's current EV-to-FCF is -34.15. Based on the distribution chart, Piramal Finance ranks #999999 out of 264 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Piramal Finance has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Piramal Finance's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Piramal Finance ranks #999999 out of 264 companies for EV-to-FCF. This places Piramal Finance in the lower half of its industry. The industry median EV-to-FCF is 13.46. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Piramal Finance and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piramal Finance's current EV-to-FCF is -34.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piramal Finance stock overvalued right now?
Piramal Finance (NSE:PIRAMALFIN) has a current EV-to-FCF of -34.15. The current EV-to-FCF is -34.15. Piramal Finance's overall GF Score™ is 26/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Piramal Finance (NSE:PIRAMALFIN), the current EV-to-FCF is -34.15 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.
26GF Score
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