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Foroya Banki P/FOCSE:FOBANK -0.88%38 EV-to-FCF is 0.57 as of Aug. 04, 2026, which is 338% above its 10-year median of 0.13. GuruFocus rates OCSE:FOBANK with a GF Score™ of 38/100 and a GF Value™ of kr165.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,197 Banks companies, Foroya Banki P/F ranks better than 82.79% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Foroya Banki P/F's Enterprise Value is kr254.2 Mil.
Foroya Banki P/F's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr445.5 Mil. Therefore, Foroya Banki P/F's EV-to-FCF for today is 0.57.
The historical rank and industry rank for Foroya Banki P/F's EV-to-FCF or its related term are showing as below:
OCSE:FOBANK'
s EV-to-FCF Range Over the Past 10 Years
Min: -3.34 Med: 0.13 Max: 49.54
Current: 0.42
During the past 13 years, the highest EV-to-FCF of Foroya Banki P/F was 49.54. The lowest was -3.34. And the median was 0.13.
OCSE:FOBANK's EV-to-FCF is ranked better than 82.79% of 1197
companies
in the Banks industry
Industry Median: 7.25
vs OCSE:FOBANK: 0.42
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Foroya Banki P/F (OCSE:FOBANK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Foroya Banki P/F's PE Ratio (TTM) for today is calculated as:
Foroya Banki P/F's share price for today is kr282.50.
Foroya Banki P/F's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr29.600.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Foroya Banki P/F EV-to-FCF Related Terms
Foroya Banki P/F EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Foroya Banki P/F's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Foroya Banki P/F's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's EV-to-FCF falls into.
Foroya Banki P/F's current Enterprise Value is kr254.2 Mil.
Foroya Banki P/F's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr445.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F (OCSE:FOBANK) has a EV-to-FCF of 0.57 as of Aug. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Foroya Banki P/F and its competitors. This is 338% above median its historical median of 0.13. According to the industry distribution chart, Foroya Banki P/F ranks #206 out of 1197 companies in the Banks industry, placing it in the top 17.2%.
Is Foroya Banki P/F's EV-to-FCF too high?
Foroya Banki P/F's current EV-to-FCF of 0.57 is 338% above median its 10-year median of 0.13. The Banks industry median EV-to-FCF is 7.25. Foroya Banki P/F's value of 0.57 is 92.1% below this industry median. Based on the distribution chart, Foroya Banki P/F ranks #206 out of 1197 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Foroya Banki P/F has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #206 out of 1197 companies for EV-to-FCF. This places Foroya Banki P/F in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.25. Foroya Banki P/F's value of 0.57 is 92.1% below this benchmark. While the company's 10-year median is 0.13 vs. the industry median of 7.25, Foroya Banki P/F has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.25, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current EV-to-FCF of 0.57 is 92.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Foroya Banki P/F and its competitors. For the Banks industry, the median EV-to-FCF is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current EV-to-FCF is 0.57, which is 338% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (OCSE:FOBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is kr165.03, compared to a current price of kr282.50 — trading 71.2% above its estimated fair value. The current EV-to-FCF is 0.57, which is 338% above median its 10-year median of 0.13 and 92.1% below the Banks industry median of 7.25. Foroya Banki P/F's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Foroya Banki P/F (OCSE:FOBANK), the current EV-to-FCF is 0.57 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (OCSE:FOBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr282.50 is trading 71.2% above its estimated GF Value™ of kr165.03.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for OCSE:FOBANK:
EV-to-FCF: 0.57 (338% above median its 10-year median of 0.13)
GF Value™: kr165.03 vs. price of kr282.50 (71.2% above fair value)
Industry Position: 92.1% below the Banks median (#206 of 1197)
No single metric tells the full story. See the OCSE:FOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
38GF Score
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