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Foroya Banki P/FOCSE:FOBANK +1.09%38 FCF Margin % is 46.93% as of Jun. 2026, which is 27% below its 10-year median of 64.08. GuruFocus rates OCSE:FOBANK with a GF Score™ of 38/100 and a GF Value™ of kr162.60 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Foroya Banki P/F ranks worse than 58.86% on this metric.
The historical data trend for Foroya Banki P/F's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Foroya Banki P/F's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foroya Banki P/F FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Foroya Banki P/F's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Foroya Banki P/F's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foroya Banki P/F (OCSE:FOBANK) has a FCF Margin % of 46.93% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Foroya Banki P/F and its competitors. This is 27% below median its historical median of 64.08. Over the past decade, Foroya Banki P/F's FCF Margin % has ranged from 4.71 to 761.54. According to the industry distribution chart, Foroya Banki P/F ranks #897 out of 1524 companies in the Banks industry, placing it in the top 58.9%.
Is Foroya Banki P/F's FCF Margin % too high?
Foroya Banki P/F's current FCF Margin % of 46.93% is 27% below median its 10-year median of 64.08. Over the past 10 years, this metric has ranged from a low of 4.71 to a high of 761.54. The Banks industry median FCF Margin % is 28.93. Foroya Banki P/F's value of 46.93% is 62.2% above this industry median. Based on the distribution chart, Foroya Banki P/F ranks #897 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Foroya Banki P/F has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #897 out of 1524 companies for FCF Margin %. This places Foroya Banki P/F in the lower half of its industry. The industry median FCF Margin % is 28.93. Foroya Banki P/F's value of 46.93% is 62.2% above this benchmark. Historically, Foroya Banki P/F's own FCF Margin % has ranged from 4.71 to 761.54 over the past decade. While the company's 10-year median is 64.08 vs. the industry median of 28.93, Foroya Banki P/F has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.93, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current FCF Margin % of 46.93% is 62.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Foroya Banki P/F and its competitors. For the Banks industry, the median FCF Margin % is 28.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current FCF Margin % is 46.93%, which is 27% below median its own 10-year median of 64.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (OCSE:FOBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is kr162.60, compared to a current price of kr279.00 — trading 71.6% above its estimated fair value. The current FCF Margin % is 46.93%, which is 27% below median its 10-year median of 64.08 and 62.2% above the Banks industry median of 28.93. Foroya Banki P/F's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Foroya Banki P/F (OCSE:FOBANK), the current FCF Margin % is 46.93% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foroya Banki P/F (OCSE:FOBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued.
The current stock price of kr279.00 is trading 71.6% above its estimated GF Value™ of kr162.60.
GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.
Key valuation signals for OCSE:FOBANK:
FCF Margin %: 46.93% (27% below median its 10-year median of 64.08)
GF Value™: kr162.60 vs. price of kr279.00 (71.6% above fair value)
Industry Position: 62.2% above the Banks median (#897 of 1524)
No single metric tells the full story. See the OCSE:FOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
38GF Score
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