Foroya Banki P/F (OCSE:FOBANK) Scaled Net Operating Assets: -0.04 (As of Mar. 2026)

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OCSE:FOBANK Foroya Banki P/F OCSE:FOBANK
38 GF Score
Price kr282.50
GF Value kr165.03
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Foroya Banki P/F Scaled Net Operating Assets?

Foroya Banki P/F OCSE:FOBANK -0.88% 38 Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus rates OCSE:FOBANK with a GF Score™ of 38/100 and a GF Value™ of kr165.03 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Foroya Banki P/F's operating assets for the quarter that ended in Mar. 2026 was kr11,553.6 Mil. Foroya Banki P/F's operating liabilities for the quarter that ended in Mar. 2026 was kr12,134.2 Mil. Foroya Banki P/F's Total Assets for the quarter that ended in Dec. 2025 was kr14,934.7 Mil. Therefore, Foroya Banki P/F's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.04.

OCSE:FOBANK
38GF Score
Foroya Banki P/F OCSE:FOBANK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Foroya Banki P/F Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Foroya Banki P/F's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(11445.282-11854.768)/14511.644
=-0.03

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=14934.717 - 3489.435
=11445.282

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12919.404 - 1064.636 - 0
=11854.768

Foroya Banki P/F's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(11553.55-12134.231)/14934.717
=-0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=15039.335 - 3485.785
=11553.55

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=13169.558 - 1035.327 - 0
=12134.231

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.04 mean?
Foroya Banki P/F (OCSE:FOBANK) has a Scaled Net Operating Assets of -0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Foroya Banki P/F and its competitors.
Is Foroya Banki P/F's Scaled Net Operating Assets too high?
Foroya Banki P/F's current Scaled Net Operating Assets is -0.04. Overall, Foroya Banki P/F has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's Scaled Net Operating Assets compare to competitors?
Foroya Banki P/F's Scaled Net Operating Assets of -0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Foroya Banki P/F and its competitors. Foroya Banki P/F's current Scaled Net Operating Assets is -0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (OCSE:FOBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is kr165.03, compared to a current price of kr282.50 — trading 71.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.04. Foroya Banki P/F's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Foroya Banki P/F (OCSE:FOBANK), the current Scaled Net Operating Assets is -0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foroya Banki P/F (OCSE:FOBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued. The current stock price of kr282.50 is trading 71.2% above its estimated GF Value™ of kr165.03. GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.

Key valuation signals for OCSE:FOBANK:

  • Scaled Net Operating Assets: -0.04
  • GF Value™: kr165.03 vs. price of kr282.50 (71.2% above fair value)
  • GF Score™: 38/100 with 6 warning signs

No single metric tells the full story. See the OCSE:FOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Foroya Banki P/F Business Description

Other Exchanges 0OF2:UKBNW:Germany
Address Oknarvegur 5, P.O. Box 3048, Torshavn, FRO, FO-110
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
38GF Score

Get the complete analysis for OCSE:FOBANK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr282.50
Price
kr165.03
GF Value