Foroya Banki P/F (OCSE:FOBANK) ROE % Adjusted to Book Value: 9.21% (As of Mar. 2026)

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OCSE:FOBANK Foroya Banki P/F OCSE:FOBANK
38 GF Score
Price kr282.50
GF Value kr165.03
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Foroya Banki P/F ROE % Adjusted to Book Value?

Foroya Banki P/F OCSE:FOBANK -0.88% 38 ROE % Adjusted to Book Value is 9.21% as of Mar. 2026. GuruFocus rates OCSE:FOBANK with a GF Score™ of 38/100 and a GF Value™ of kr165.03 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Foroya Banki P/F's ROE % for the quarter that ended in Mar. 2026 was 11.51%. Foroya Banki P/F's PB Ratio for the quarter that ended in Mar. 2026 was 1.25. Foroya Banki P/F's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.21%.


Foroya Banki P/F ROE % Adjusted to Book Value Related Terms


Foroya Banki P/F ROE % Adjusted to Book Value Historical Data

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The historical data trend for Foroya Banki P/F's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foroya Banki P/F ROE % Adjusted to Book Value Chart

Foroya Banki P/F Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.38 11.87 19.70 20.29 10.36

Foroya Banki P/F Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.72 21.14 13.88 10.49 9.21

Foroya Banki P/F ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Foroya Banki P/F's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Foroya Banki P/F ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Foroya Banki P/F's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Foroya Banki P/F's ROE % Adjusted to Book Value falls into.


OCSE:FOBANK
38GF Score
Foroya Banki P/F OCSE:FOBANK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Foroya Banki P/F ROE % Adjusted to Book Value Calculation

Foroya Banki P/F's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.09% / 1.36
=10.36%

Foroya Banki P/F's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.51% / 1.25
=9.21%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.21% mean?
Foroya Banki P/F (OCSE:FOBANK) has a ROE % Adjusted to Book Value of 9.21% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Foroya Banki P/F and its competitors.
Is Foroya Banki P/F's ROE % Adjusted to Book Value too high?
Foroya Banki P/F's current ROE % Adjusted to Book Value is 9.21%. Overall, Foroya Banki P/F has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's ROE % Adjusted to Book Value compare to competitors?
Foroya Banki P/F's ROE % Adjusted to Book Value of 9.21% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Foroya Banki P/F and its competitors. Foroya Banki P/F's current ROE % Adjusted to Book Value is 9.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (OCSE:FOBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is kr165.03, compared to a current price of kr282.50 — trading 71.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.21%. Foroya Banki P/F's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Foroya Banki P/F (OCSE:FOBANK), the current ROE % Adjusted to Book Value is 9.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foroya Banki P/F (OCSE:FOBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued. The current stock price of kr282.50 is trading 71.2% above its estimated GF Value™ of kr165.03. GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.

Key valuation signals for OCSE:FOBANK:

  • ROE % Adjusted to Book Value: 9.21%
  • GF Value™: kr165.03 vs. price of kr282.50 (71.2% above fair value)
  • GF Score™: 38/100 with 6 warning signs

No single metric tells the full story. See the OCSE:FOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Foroya Banki P/F Business Description

Other Exchanges 0OF2:UKBNW:Germany
Address Oknarvegur 5, P.O. Box 3048, Torshavn, FRO, FO-110
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
38GF Score

Get the complete analysis for OCSE:FOBANK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr282.50
Price
kr165.03
GF Value