Foroya Banki P/F (OCSE:FOBANK) Dividend Payout Ratio: 3.60 (As of Mar. 2026) — 929% Above Median

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OCSE:FOBANK Foroya Banki P/F OCSE:FOBANK
38 GF Score
Price kr282.50
GF Value kr165.03
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Foroya Banki P/F Dividend Payout Ratio?

Foroya Banki P/F OCSE:FOBANK -0.88% 38 Dividend Payout Ratio is 3.60 as of Mar. 2026, which is 929% above its 10-year median of 0.35. GuruFocus rates OCSE:FOBANK with a GF Score™ of 38/100 and a GF Value™ of kr165.03 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,171 Banks companies, Foroya Banki P/F ranks worse than 90.86% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Foroya Banki P/F's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.60.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Foroya Banki P/F is 0.72, which seems too high.

The historical rank and industry rank for Foroya Banki P/F's Dividend Payout Ratio or its related term are showing as below:

OCSE:FOBANK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.35   Max: 1.22
Current: 0.72

During the past 13 years, the highest Dividend Payout Ratio of Foroya Banki P/F was 1.22. The lowest was 0.15. And the median was 0.35.

OCSE:FOBANK's Dividend Payout Ratio is ranked worse than
90.86% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs OCSE:FOBANK: 0.72

As of today (2026-08-04), the Dividend Yield % of Foroya Banki P/F is 7.45%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Foroya Banki P/F was 22.79%. The lowest was 1.36%. And the median was 5.57%.

Foroya Banki P/F's Dividends per Share for the months ended in Mar. 2026 was kr21.04.

During the past 12 months, Foroya Banki P/F's average Dividends Per Share Growth Rate was -42.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 37.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Foroya Banki P/F was 58.70% per year. The lowest was -27.90% per year. And the median was 26.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Foroya Banki P/F (OCSE:FOBANK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Foroya Banki P/F Dividend Payout Ratio Related Terms

Foroya Banki P/F Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Foroya Banki P/F's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Foroya Banki P/F Dividend Payout Ratio Chart

Foroya Banki P/F Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.83 0.81 0.26 1.22

Foroya Banki P/F Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.73 0.00 0.00 0.00 3.60

Foroya Banki P/F Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Foroya Banki P/F's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Foroya Banki P/F Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Foroya Banki P/F's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Foroya Banki P/F's Dividend Payout Ratio falls into.


OCSE:FOBANK
38GF Score
Foroya Banki P/F OCSE:FOBANK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Foroya Banki P/F Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Foroya Banki P/F's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=36.46/ 29.809
=1.22

Foroya Banki P/F's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=21.04/ 5.84
=3.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 3.60 mean?
Foroya Banki P/F (OCSE:FOBANK) has a Dividend Payout Ratio of 3.60 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Foroya Banki P/F and its competitors. This is 929% above median its historical median of 0.35. Over the past decade, Foroya Banki P/F's Dividend Payout Ratio has ranged from 0.15 to 1.22. According to the industry distribution chart, Foroya Banki P/F ranks #1064 out of 1171 companies in the Banks industry, placing it in the top 90.9%.
Is Foroya Banki P/F's Dividend Payout Ratio too high?
Foroya Banki P/F's current Dividend Payout Ratio of 3.60 is 929% above median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.22. The Banks industry median Dividend Payout Ratio is 0.32. Foroya Banki P/F's value of 3.60 is 1025% above this industry median. Based on the distribution chart, Foroya Banki P/F ranks #1064 out of 1171 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Foroya Banki P/F has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foroya Banki P/F's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Foroya Banki P/F ranks #1064 out of 1171 companies for Dividend Payout Ratio. This places Foroya Banki P/F in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Foroya Banki P/F's value of 3.60 is 1025% above this benchmark. Historically, Foroya Banki P/F's own Dividend Payout Ratio has ranged from 0.15 to 1.22 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.32, Foroya Banki P/F has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foroya Banki P/F's current Dividend Payout Ratio of 3.60 is 1025% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Foroya Banki P/F and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foroya Banki P/F's current Dividend Payout Ratio is 3.60, which is 929% above median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foroya Banki P/F stock overvalued right now?
Based on GuruFocus' analysis, Foroya Banki P/F (OCSE:FOBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is kr165.03, compared to a current price of kr282.50 — trading 71.2% above its estimated fair value. The current Dividend Payout Ratio is 3.60, which is 929% above median its 10-year median of 0.35 and 1025% above the Banks industry median of 0.32. Foroya Banki P/F's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Foroya Banki P/F (OCSE:FOBANK), the current Dividend Payout Ratio is 3.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Foroya Banki P/F (OCSE:FOBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Foroya Banki P/F stock appears to be overvalued. The current stock price of kr282.50 is trading 71.2% above its estimated GF Value™ of kr165.03. GuruFocus considers Foroya Banki P/F to be Significantly Overvalued.

Key valuation signals for OCSE:FOBANK:

  • Dividend Payout Ratio: 3.60 (929% above median its 10-year median of 0.35)
  • GF Value™: kr165.03 vs. price of kr282.50 (71.2% above fair value)
  • GF Score™: 38/100 with 6 warning signs
  • Industry Position: 1025% above the Banks median (#1064 of 1171)

No single metric tells the full story. See the OCSE:FOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Foroya Banki P/F Business Description

Other Exchanges 0OF2:UKBNW:Germany
Address Oknarvegur 5, P.O. Box 3048, Torshavn, FRO, FO-110
Foroya Banki P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.
38GF Score

Get the complete analysis for OCSE:FOBANK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr282.50
Price
kr165.03
GF Value