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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Onity Group's Enterprise Value is $16,061 Mil.
Onity Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-2,655 Mil. Therefore, Onity Group's EV-to-FCF for today is -6.05.
The historical rank and industry rank for Onity Group's EV-to-FCF or its related term are showing as below:
ONIT'
s EV-to-FCF Range Over the Past 10 Years
Min: -884.03 Med: -6.84 Max: 1955.05
Current: -6.05
During the past 13 years, the highest EV-to-FCF of Onity Group was 1955.05. The lowest was -884.03. And the median was -6.84.
ONIT's EV-to-FCF is ranked worse than 100% of 1199
companies
in the Banks industry
Industry Median: 6.7
vs ONIT: -6.05
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Onity Group's PE Ratio (TTM) for today is calculated as:
Onity Group's share price for today is $40.81.
Onity Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $19.710.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Onity Group EV-to-FCF Related Terms
Onity Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Onity Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Onity Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Onity Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Onity Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Onity Group's EV-to-FCF falls into.
Onity Group's current Enterprise Value is $16,061 Mil.
Onity Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2,655 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Onity Group (ONIT) has a EV-to-FCF of -6.05 as of Jul. 20, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Onity Group and its competitors. According to the industry distribution chart, Onity Group ranks #999999 out of 1199 companies in the Banks industry.
Is Onity Group's EV-to-FCF too high?
Onity Group's current EV-to-FCF is -6.05. Based on the distribution chart, Onity Group ranks #999999 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Onity Group has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Onity Group's EV-to-FCF compare to BETR and GHI?
According to the Banks industry distribution chart, Onity Group ranks #999999 out of 1199 companies for EV-to-FCF. This places Onity Group in the lower half of its industry. The industry median EV-to-FCF is 6.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.70, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Onity Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Onity Group's current EV-to-FCF is -6.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Based on GuruFocus' analysis, Onity Group (ONIT) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.20, compared to a current price of $40.81 — trading 30.8% above its estimated fair value. The current EV-to-FCF is -6.05. Onity Group's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Onity Group (ONIT), the current EV-to-FCF is -6.05 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Onity Group (ONIT) Overvalued in 2026?
Based on GuruFocus' analysis, Onity Group stock appears to be overvalued.
The current stock price of $40.81 is trading 30.8% above its estimated GF Value™ of $31.20.
GuruFocus considers Onity Group to be Significantly Overvalued.
Key valuation signals for ONIT:
EV-to-FCF: -6.05
GF Value™: $31.20 vs. price of $40.81 (30.8% above fair value)
No single metric tells the full story. See the ONIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
62GF Score
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