Sparebanken Ost (OSL:SPOG) EV-to-FCF: 64.41 (As of Jul. 14, 2026)

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OSL:SPOG Sparebanken Ost OSL:SPOG
49 GF Score
Price kr73.00
GF Value kr63.09
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Sparebanken Ost EV-to-FCF?

Sparebanken Ost OSL:SPOG -0.68% 49 EV-to-FCF is 64.41 as of Jul. 14, 2026. GuruFocus rates OSL:SPOG with a GF Score™ of 49/100 and a GF Value™ of kr63.09 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,199 Banks companies, Sparebanken Ost ranks worse than 97.08% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sparebanken Ost's Enterprise Value is kr24,364.9 Mil. Sparebanken Ost's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was kr378.3 Mil. Therefore, Sparebanken Ost's EV-to-FCF for today is 64.41.

The historical rank and industry rank for Sparebanken Ost's EV-to-FCF or its related term are showing as below:

OSL:SPOG' s EV-to-FCF Range Over the Past 10 Years
Min: -122.63   Med: -8.82   Max: 259.2
Current: 127.09

During the past 13 years, the highest EV-to-FCF of Sparebanken Ost was 259.20. The lowest was -122.63. And the median was -8.82.

OSL:SPOG's EV-to-FCF is ranked worse than
97.08% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs OSL:SPOG: 127.09

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Sparebanken Ost's stock price is kr73.00. Sparebanken Ost's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was kr5.290. Therefore, Sparebanken Ost's PE Ratio (TTM) for today is 13.80.


Sparebanken Ost  (OSL:SPOG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sparebanken Ost's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=73.00/5.290
=13.80

Sparebanken Ost's share price for today is kr73.00.
Sparebanken Ost's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr5.290.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Sparebanken Ost EV-to-FCF Related Terms


Sparebanken Ost EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Sparebanken Ost's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Ost EV-to-FCF Chart

Sparebanken Ost Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.13 9.33 -36.55 40.59 258.31

Sparebanken Ost Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.01 59.64 258.31 127.49 0.00

Sparebanken Ost EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Sparebanken Ost's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken Ost EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken Ost's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Sparebanken Ost's EV-to-FCF falls into.


OSL:SPOG
49GF Score
Sparebanken Ost OSL:SPOG
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebanken Ost EV-to-FCF Calculation

Sparebanken Ost's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=24364.876/378.3
=64.41

Sparebanken Ost's current Enterprise Value is kr24,364.9 Mil.
Sparebanken Ost's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr378.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 64.41 mean?
Sparebanken Ost (OSL:SPOG) has a EV-to-FCF of 64.41 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sparebanken Ost and its competitors. According to the industry distribution chart, Sparebanken Ost ranks #1164 out of 1199 companies in the Banks industry, placing it in the top 97.1%.
Is Sparebanken Ost's EV-to-FCF too high?
Sparebanken Ost's current EV-to-FCF is 64.41. The Banks industry median EV-to-FCF is 6.57. Sparebanken Ost's value of 64.41 is 880.4% above this industry median. Based on the distribution chart, Sparebanken Ost ranks #1164 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sparebanken Ost has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #1164 out of 1199 companies for EV-to-FCF. This places Sparebanken Ost in the lower half of its industry. The industry median EV-to-FCF is 6.57. Sparebanken Ost's value of 64.41 is 880.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current EV-to-FCF of 64.41 is 880.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sparebanken Ost and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current EV-to-FCF is 64.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken Ost (OSL:SPOG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr63.09, compared to a current price of kr73.00 — trading 15.7% above its estimated fair value. The current EV-to-FCF is 64.41 and 880.4% above the Banks industry median of 6.57. Sparebanken Ost's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sparebanken Ost (OSL:SPOG), the current EV-to-FCF is 64.41 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Ost (OSL:SPOG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued. The current stock price of kr73.00 is trading 15.7% above its estimated GF Value™ of kr63.09. GuruFocus considers Sparebanken Ost to be Modestly Overvalued.

Key valuation signals for OSL:SPOG:

  • EV-to-FCF: 64.41
  • GF Value™: kr63.09 vs. price of kr73.00 (15.7% above fair value)
  • GF Score™: 49/100 with 3 warning signs
  • Industry Position: 880.4% above the Banks median (#1164 of 1199)

No single metric tells the full story. See the OSL:SPOG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken Ost Business Description

Other Exchanges 0G45:UK
Address Bragernes Torg 2, PO Box 67, Hokksund, Drammen, NOR, 3301
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
49GF Score

Get the complete analysis for OSL:SPOG

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr73.00
Price
kr63.09
GF Value