Artea Bankas AB (OVSE:ROE1L) EV-to-FCF: 4.56 (As of Jul. 05, 2026)


OVSE:ROE1L Artea Bankas AB OVSE:ROE1L
12 GF Score
Price €0.90
GF Value €0.79
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Artea Bankas AB EV-to-FCF?

Artea Bankas AB OVSE:ROE1L -0.33% 12 EV-to-FCF is 4.56 as of Jul. 05, 2026. GuruFocus rates OVSE:ROE1L with a GF Score™ of 12/100 and a GF Value™ of €0.79 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,196 Banks companies, Artea Bankas AB ranks better than 58.61% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Artea Bankas AB's Enterprise Value is €1,258.2 Mil. Artea Bankas AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €276.2 Mil. Therefore, Artea Bankas AB's EV-to-FCF for today is 4.56.

The historical rank and industry rank for Artea Bankas AB's EV-to-FCF or its related term are showing as below:

OVSE:ROE1L' s EV-to-FCF Range Over the Past 10 Years
Min: -140.73   Med: -0.2   Max: 69.03
Current: 4.56

During the past 13 years, the highest EV-to-FCF of Artea Bankas AB was 69.03. The lowest was -140.73. And the median was -0.20.

OVSE:ROE1L's EV-to-FCF is ranked better than
58.61% of 1196 companies
in the Banks industry
Industry Median: 6.565 vs OVSE:ROE1L: 4.56

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-05), Artea Bankas AB's stock price is €0.896. Artea Bankas AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.086. Therefore, Artea Bankas AB's PE Ratio (TTM) for today is 10.42.


Artea Bankas AB  (OVSE:ROE1L) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Artea Bankas AB's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.896/0.086
=10.42

Artea Bankas AB's share price for today is €0.896.
Artea Bankas AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.086.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Artea Bankas AB EV-to-FCF Related Terms


Artea Bankas AB EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Artea Bankas AB's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Artea Bankas AB EV-to-FCF Chart

Artea Bankas AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.84 -0.64 0.30 -1.12 3.95

Artea Bankas AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.26 -1.17 3.00 3.95 4.61

OVSE:ROE1L vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Artea Bankas AB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Artea Bankas AB EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Artea Bankas AB's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Artea Bankas AB's EV-to-FCF falls into.


OVSE:ROE1L
12GF Score
Artea Bankas AB OVSE:ROE1L
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Artea Bankas AB EV-to-FCF Calculation

Artea Bankas AB's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1258.209/276.176
=4.56

Artea Bankas AB's current Enterprise Value is €1,258.2 Mil.
Artea Bankas AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €276.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 4.56 mean?
Artea Bankas AB (OVSE:ROE1L) has a EV-to-FCF of 4.56 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Artea Bankas AB and its competitors. According to the industry distribution chart, Artea Bankas AB ranks #495 out of 1196 companies in the Banks industry, placing it in the top 41.4%.
Is Artea Bankas AB's EV-to-FCF too high?
Artea Bankas AB's current EV-to-FCF is 4.56. The Banks industry median EV-to-FCF is 6.57. Artea Bankas AB's value of 4.56 is 30.5% below this industry median. Based on the distribution chart, Artea Bankas AB ranks #495 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Artea Bankas AB has a GF Score™ of 12/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Artea Bankas AB's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Artea Bankas AB ranks #495 out of 1196 companies for EV-to-FCF. This puts Artea Bankas AB in the upper half of its industry. The industry median EV-to-FCF is 6.57. Artea Bankas AB's value of 4.56 is 30.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Artea Bankas AB's current EV-to-FCF of 4.56 is 30.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Artea Bankas AB and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Artea Bankas AB's current EV-to-FCF is 4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Artea Bankas AB stock overvalued right now?
Based on GuruFocus' analysis, Artea Bankas AB (OVSE:ROE1L) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.79, compared to a current price of €0.90 — trading 13.4% above its estimated fair value. The current EV-to-FCF is 4.56 and 30.5% below the Banks industry median of 6.57. Artea Bankas AB's overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Artea Bankas AB (OVSE:ROE1L), the current EV-to-FCF is 4.56 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Artea Bankas AB (OVSE:ROE1L) Overvalued in 2026?

Based on GuruFocus' analysis, Artea Bankas AB stock appears to be overvalued. The current stock price of €0.90 is trading 13.4% above its estimated GF Value™ of €0.79. GuruFocus considers Artea Bankas AB to be Modestly Overvalued.

Key valuation signals for OVSE:ROE1L:

  • EV-to-FCF: 4.56
  • GF Value™: €0.79 vs. price of €0.90 (13.4% above fair value)
  • GF Score™: 12/100 with 6 warning signs
  • Industry Position: 30.5% below the Banks median (#495 of 1196)

No single metric tells the full story. See the OVSE:ROE1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Artea Bankas AB Business Description

Other Exchanges 0KC0:UKZH5:Germany
Address Tilzes Street 149, Siauliai, LTU, LT-76348
Artea Bankas AB provides daily finances to small and medium-sized businesses. It performs all banking operations including accepting deposits, issuing loans, money transfers and documentary settlements, exchanging currencies for clients, issuing and processing debit and credit cards, and among others.
12GF Score

Get the complete analysis for OVSE:ROE1L

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.90
Price
€0.79
GF Value