Banco Guayaquil (QUI:GYL) EV-to-FCF: (As of Jul. 24, 2026)

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QUI:GYL Banco Guayaquil SA QUI:GYL
66 GF Score
Price $2.50
GF Value $1.22
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Banco Guayaquil EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco Guayaquil's Enterprise Value is $748.2 Mil. Banco Guayaquil's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.0 Mil. Therefore, Banco Guayaquil's EV-to-FCF for today is .

The historical rank and industry rank for Banco Guayaquil's EV-to-FCF or its related term are showing as below:

QUI:GYL' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.06
Current: 2.06

During the past 13 years, the highest EV-to-FCF of Banco Guayaquil was 2.06. The lowest was 0.00. And the median was 0.00.

QUI:GYL's EV-to-FCF is ranked better than
70.72% of 1192 companies
in the Banks industry
Industry Median: 6.68 vs QUI:GYL: 2.06

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-24), Banco Guayaquil's stock price is $2.50. Banco Guayaquil's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.262. Therefore, Banco Guayaquil's PE Ratio (TTM) for today is 9.54.


Banco Guayaquil  (QUI:GYL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco Guayaquil's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.50/0.262
=9.54

Banco Guayaquil's share price for today is $2.50.
Banco Guayaquil's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.262.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco Guayaquil EV-to-FCF Related Terms


Banco Guayaquil EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banco Guayaquil's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Guayaquil EV-to-FCF Chart

Banco Guayaquil Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -9.44 0.61 31.88 0.75

Banco Guayaquil Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.75 0.00

QUI:GYL vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Banco Guayaquil's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Guayaquil EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco Guayaquil's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco Guayaquil's EV-to-FCF falls into.


QUI:GYL
66GF Score
Banco Guayaquil SA QUI:GYL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Guayaquil EV-to-FCF Calculation

Banco Guayaquil's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=748.188/0
=

Banco Guayaquil's current Enterprise Value is $748.2 Mil.
Banco Guayaquil's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Banco Guayaquil (QUI:GYL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Guayaquil stock appears to be overvalued. The current stock price of $2.50 is trading 104.9% above its estimated GF Value™ of $1.22. GuruFocus considers Banco Guayaquil to be Significantly Overvalued.

Key valuation signals for QUI:GYL:

  • EV-to-FCF:
  • GF Value™: $1.22 vs. price of $2.50 (104.9% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the QUI:GYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Guayaquil Business Description

Other Exchanges GYL:Ecuador
Address Pichincha 107 and P Icaza, Banco Guayaquil, Main Building, Guayaquil, ECU, 090150
Banco Guayaquil SA provides various banking and financial services through its vast network of ATMs and various branches, mainly in Ecuador. It offers loans, accepts deposits, provides digital banking services, issues debit and credit cards, and offers financing and investment products and services, among others. The bank's economic activities are grouped into different lines of business: corporate banking, personal banking, educational banking, housing banking, microcredit, and other financial services.
66GF Score

Get the complete analysis for QUI:GYL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.50
Price
$1.22
GF Value