Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Banco Guayaquil's Total Liabilities for the quarter that ended in Mar. 2026 was $9,564.7 Mil.
Banco Guayaquil's quarterly Total Liabilities
increased
from Sep. 2025 ($8,384.55 Mil) to Dec. 2025 ($8,816.09 Mil) and
increased
from Dec. 2025 ($8,816.09 Mil) to Mar. 2026 ($9,564.68 Mil).
Banco Guayaquil's annual Total Liabilities
increased
from Dec. 2023 ($6,622.38 Mil) to Dec. 2024 ($7,906.80 Mil) and
increased
from Dec. 2024 ($7,906.80 Mil) to Dec. 2025 ($8,816.09 Mil).
Banco Guayaquil Total Liabilities Related Terms
Banco Guayaquil Total Liabilities Historical Data
* Premium members only.
The historical data trend for Banco Guayaquil's Total Liabilities can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
Banco Guayaquil's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of $9,564.7 Mil mean?
Banco Guayaquil (QUI:GYL) has a Total Liabilities of $9,564.7 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Banco Guayaquil and its competitors.
Is Banco Guayaquil's Total Liabilities too high?
Banco Guayaquil's current Total Liabilities is $9,564.7 Mil. Overall, Banco Guayaquil has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Guayaquil's Total Liabilities compare to PNC and USB?
Banco Guayaquil's Total Liabilities of $9,564.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Banco Guayaquil and its competitors. Banco Guayaquil's current Total Liabilities is $9,564.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Guayaquil stock overvalued right now?
Based on GuruFocus' analysis, Banco Guayaquil (QUI:GYL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.22, compared to a current price of $2.23 — trading 82.8% above its estimated fair value. The current Total Liabilities is $9,564.7 Mil. Banco Guayaquil's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Banco Guayaquil (QUI:GYL), the current Total Liabilities is $9,564.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Guayaquil (QUI:GYL) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Guayaquil stock appears to be overvalued.
The current stock price of $2.23 is trading 82.8% above its estimated GF Value™ of $1.22.
GuruFocus considers Banco Guayaquil to be Significantly Overvalued.
Key valuation signals for QUI:GYL:
Total Liabilities: $9,564.7 Mil
GF Value™: $1.22 vs. price of $2.23 (82.8% above fair value)
No single metric tells the full story. See the QUI:GYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Guayaquil SA provides various banking and financial services through its vast network of ATMs and various branches, mainly in Ecuador. It offers loans, accepts deposits, provides digital banking services, issues debit and credit cards, and offers financing and investment products and services, among others. The bank's economic activities are grouped into different lines of business: corporate banking, personal banking, educational banking, housing banking, microcredit, and other financial services.
70GF Score
Get the complete analysis for QUI:GYL
Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
QUI:GYL has been successfully added to your 
