Banco GuayaquilQUI:GYL 66 OCF Yield % is 30.82 as of Jul. 11, 2026. GuruFocus rates QUI:GYL with a GF Score™ of 66/100 and a GF Value™ of $1.22 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Banco Guayaquil ranks better than 81.78% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Banco Guayaquil OCF Yield % Related Terms
Banco Guayaquil OCF Yield % Historical Data
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The historical data trend for Banco Guayaquil's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Guayaquil's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Guayaquil OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Guayaquil's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Banco Guayaquil's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Guayaquil (QUI:GYL) has a OCF Yield % of 30.82 as of Jul. 11, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Guayaquil and its competitors. Over the past decade, Banco Guayaquil's OCF Yield % has ranged from 30.82 to 30.82. According to the industry distribution chart, Banco Guayaquil ranks #273 out of 1498 companies in the Banks industry, placing it in the top 18.2%.
Is Banco Guayaquil's OCF Yield % too high?
Banco Guayaquil's current OCF Yield % is 30.82. Over the past 10 years, this metric has ranged from a low of 30.82 to a high of 30.82. The Banks industry median OCF Yield % is 9.25. Banco Guayaquil's value of 30.82 is 233.4% above this industry median. Based on the distribution chart, Banco Guayaquil ranks #273 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Guayaquil has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Guayaquil's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Guayaquil ranks #273 out of 1498 companies for OCF Yield %. This places Banco Guayaquil in the top 18% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.25. Banco Guayaquil's value of 30.82 is 233.4% above this benchmark. Historically, Banco Guayaquil's own OCF Yield % has ranged from 30.82 to 30.82 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Guayaquil's current OCF Yield % of 30.82 is 233.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Guayaquil and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Guayaquil's current OCF Yield % is 30.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Guayaquil stock overvalued right now?
Based on GuruFocus' analysis, Banco Guayaquil (QUI:GYL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.22, compared to a current price of $2.39 — trading 95.9% above its estimated fair value. The current OCF Yield % is 30.82 and 233.4% above the Banks industry median of 9.25. Banco Guayaquil's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Banco Guayaquil (QUI:GYL), the current OCF Yield % is 30.82 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Guayaquil (QUI:GYL) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Guayaquil stock appears to be overvalued.
The current stock price of $2.39 is trading 95.9% above its estimated GF Value™ of $1.22.
GuruFocus considers Banco Guayaquil to be Significantly Overvalued.
Key valuation signals for QUI:GYL:
OCF Yield %: 30.82
GF Value™: $1.22 vs. price of $2.39 (95.9% above fair value)
Industry Position: 233.4% above the Banks median (#273 of 1498)
No single metric tells the full story. See the QUI:GYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Guayaquil SA provides various banking and financial services through its vast network of ATMs and various branches, mainly in Ecuador. It offers loans, accepts deposits, provides digital banking services, issues debit and credit cards, and offers financing and investment products and services, among others. The bank's economic activities are grouped into different lines of business: corporate banking, personal banking, educational banking, housing banking, microcredit, and other financial services.
66GF Score
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