Banco Guayaquil (QUI:GYL) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QUI:GYL Banco Guayaquil SA QUI:GYL
68 GF Score
Price $2.37
GF Value $1.22
Valuation Significantly Overvalued
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What is Banco Guayaquil ROC (Joel Greenblatt) %?

Banco Guayaquil QUI:GYL 68 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates QUI:GYL with a GF Score™ of 68/100 and a GF Value™ of $1.22 (Significantly Overvalued). Among 47 Banks companies, Banco Guayaquil ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

QUI:GYL
68GF Score
Banco Guayaquil SA QUI:GYL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Banco Guayaquil (QUI:GYL) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Guayaquil and its competitors. According to the industry distribution chart, Banco Guayaquil ranks #999999 out of 47 companies in the Banks industry.
Is Banco Guayaquil's ROC (Joel Greenblatt) % too high?
Banco Guayaquil's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Banco Guayaquil ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Guayaquil has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Guayaquil's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Guayaquil ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Banco Guayaquil in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 50.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 50.71, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Guayaquil and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 50.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Guayaquil's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Guayaquil stock overvalued right now?
Based on GuruFocus' analysis, Banco Guayaquil (QUI:GYL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.22, compared to a current price of $2.37 — trading 94.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Banco Guayaquil's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Banco Guayaquil (QUI:GYL), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Guayaquil (QUI:GYL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Guayaquil stock appears to be overvalued. The current stock price of $2.37 is trading 94.3% above its estimated GF Value™ of $1.22. GuruFocus considers Banco Guayaquil to be Significantly Overvalued.

Key valuation signals for QUI:GYL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $1.22 vs. price of $2.37 (94.3% above fair value)
  • GF Score™: 68/100

No single metric tells the full story. See the QUI:GYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Guayaquil Business Description

Other Exchanges GYL:Ecuador
Address Pichincha 107 and P Icaza, Banco Guayaquil, Main Building, Guayaquil, ECU, 090150
Banco Guayaquil SA provides various banking and financial services through its vast network of ATMs and various branches, mainly in Ecuador. It offers loans, accepts deposits, provides digital banking services, issues debit and credit cards, and offers financing and investment products and services, among others. The bank's economic activities are grouped into different lines of business: corporate banking, personal banking, educational banking, housing banking, microcredit, and other financial services.
68GF Score

Get the complete analysis for QUI:GYL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.37
Price
$1.22
GF Value