Banco Guayaquil (QUI:GYL) ROC %: % (As of Mar. 2026)


QUI:GYL Banco Guayaquil SA QUI:GYL
66 GF Score
Price $2.37
GF Value $1.21
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Banco Guayaquil ROC %?

Banco Guayaquil QUI:GYL 66 ROC % is % as of Mar. 2026. GuruFocus rates QUI:GYL with a GF Score™ of 66/100 and a GF Value™ of $1.21 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

QUI:GYL
66GF Score
Banco Guayaquil SA QUI:GYL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Banco Guayaquil (QUI:GYL) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banco Guayaquil and its competitors.
Is Banco Guayaquil's ROC % too high?
Banco Guayaquil's current ROC % is %. Overall, Banco Guayaquil has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Guayaquil's ROC % compare to PNC and USB?
Banco Guayaquil's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banco Guayaquil and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Guayaquil's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Guayaquil stock overvalued right now?
Based on GuruFocus' analysis, Banco Guayaquil (QUI:GYL) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.21, compared to a current price of $2.37 — trading 95.9% above its estimated fair value. The current ROC % is %. Banco Guayaquil's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Banco Guayaquil (QUI:GYL), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Guayaquil (QUI:GYL) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Guayaquil stock appears to be overvalued. The current stock price of $2.37 is trading 95.9% above its estimated GF Value™ of $1.21. GuruFocus considers Banco Guayaquil to be Significantly Overvalued.

Key valuation signals for QUI:GYL:

  • ROC %: %
  • GF Value™: $1.21 vs. price of $2.37 (95.9% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the QUI:GYL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Guayaquil Business Description

Other Exchanges GYL:Ecuador
Address Pichincha 107 and P Icaza, Banco Guayaquil, Main Building, Guayaquil, ECU, 090150
Banco Guayaquil SA provides various banking and financial services through its vast network of ATMs and various branches, mainly in Ecuador. It offers loans, accepts deposits, provides digital banking services, issues debit and credit cards, and offers financing and investment products and services, among others. The bank's economic activities are grouped into different lines of business: corporate banking, personal banking, educational banking, housing banking, microcredit, and other financial services.
66GF Score

Get the complete analysis for QUI:GYL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.37
Price
$1.21
GF Value