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REFI'
s EV-to-FCF Range Over the Past 10 Years
Min: 9.47 Med: 15.26 Max: 48.57
Current: 14.95
During the past 5 years, the highest EV-to-FCF of Chicago Atlantic Real Estate Finance was 48.57. The lowest was 9.47. And the median was 15.26.
REFI's EV-to-FCF is ranked better than 72.07% of 734
companies
in the REITs industry
Industry Median: 22.145
vs REFI: 14.95
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Chicago Atlantic Real Estate Finance (NAS:REFI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Chicago Atlantic Real Estate Finance's PE Ratio (TTM) for today is calculated as:
Chicago Atlantic Real Estate Finance's share price for today is $10.75.
Chicago Atlantic Real Estate Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.370.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Chicago Atlantic Real Estate Finance EV-to-FCF Related Terms
Chicago Atlantic Real Estate Finance EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chicago Atlantic Real Estate Finance EV-to-FCF Chart
Chicago Atlantic Real Estate Finance Annual Data
Trend
Dec21
Dec22
Dec23
Dec24
Dec25
EV-to-FCF
0.00
18.82
12.41
17.22
11.88
Chicago Atlantic Real Estate Finance Quarterly Data
For the REIT - Mortgage subindustry, Chicago Atlantic Real Estate Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chicago Atlantic Real Estate Finance EV-to-FCF vs REITs Industry
Chicago Atlantic Real Estate Finance's current Enterprise Value is $402.58 Mil.
Chicago Atlantic Real Estate Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $26.92 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chicago Atlantic Real Estate Finance (REFI) has a EV-to-FCF of 14.95 as of Aug. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Chicago Atlantic Real Estate Finance and its competitors. This is near median its historical median of 15.26. Over the past decade, Chicago Atlantic Real Estate Finance's EV-to-FCF has ranged from 9.47 to 48.57. According to the industry distribution chart, Chicago Atlantic Real Estate Finance ranks #205 out of 734 companies in the REITs industry, placing it in the top 27.9%.
Is Chicago Atlantic Real Estate Finance's EV-to-FCF too high?
Chicago Atlantic Real Estate Finance's current EV-to-FCF of 14.95 is near median its 10-year median of 15.26. Over the past 10 years, this metric has ranged from a low of 9.47 to a high of 48.57. The REITs industry median EV-to-FCF is 22.15. Chicago Atlantic Real Estate Finance's value of 14.95 is 32.5% below this industry median. Based on the distribution chart, Chicago Atlantic Real Estate Finance ranks #205 out of 734 companies in the REITs industry, which is above the industry midpoint. Overall, Chicago Atlantic Real Estate Finance has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Chicago Atlantic Real Estate Finance's EV-to-FCF compare to ACRE and RC?
According to the REITs industry distribution chart, Chicago Atlantic Real Estate Finance ranks #205 out of 734 companies for EV-to-FCF. This puts Chicago Atlantic Real Estate Finance in the upper half of its industry. The industry median EV-to-FCF is 22.15. Chicago Atlantic Real Estate Finance's value of 14.95 is 32.5% below this benchmark. Historically, Chicago Atlantic Real Estate Finance's own EV-to-FCF has ranged from 9.47 to 48.57 over the past decade. While the company's 10-year median is 15.26 vs. the industry median of 22.15, Chicago Atlantic Real Estate Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a REITs company?
The median EV-to-FCF among REITs companies is 22.15, based on 734 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chicago Atlantic Real Estate Finance's current EV-to-FCF of 14.95 is 32.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Chicago Atlantic Real Estate Finance and its competitors. For the REITs industry, the median EV-to-FCF is 22.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chicago Atlantic Real Estate Finance's current EV-to-FCF is 14.95, which is near median its own 10-year median of 15.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chicago Atlantic Real Estate Finance stock overvalued right now?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance (REFI) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.06, compared to a current price of $10.75 — trading 17.7% below its estimated fair value. The current EV-to-FCF is 14.95, which is near median its 10-year median of 15.26 and 32.5% below the REITs industry median of 22.15. Chicago Atlantic Real Estate Finance's overall GF Score™ is 46/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Chicago Atlantic Real Estate Finance (REFI), the current EV-to-FCF is 14.95 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chicago Atlantic Real Estate Finance (REFI) Overvalued in 2026?
Based on GuruFocus' analysis, Chicago Atlantic Real Estate Finance stock appears to be undervalued.
The current stock price of $10.75 is trading 17.7% below its estimated GF Value™ of $13.06.
GuruFocus considers Chicago Atlantic Real Estate Finance to be Modestly Undervalued.
Key valuation signals for REFI:
EV-to-FCF: 14.95 (near median its 10-year median of 15.26)
GF Value™: $13.06 vs. price of $10.75 (17.7% below fair value)
Industry Position: 32.5% below the REITs median (#205 of 734)
No single metric tells the full story. See the REFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chicago Atlantic Real Estate Finance Inc is engaged in a commercial real estate finance company. The Company operates as one operating segment, and its primary investment objective is to provide attractive, risk-adjusted returns for stockholders over time, mainly through consistent current income (dividends and distributions) and secondarily, through capital appreciation. The company operates mainly within the USA itself.
46GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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