Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, FarGlory Life Insurance Co's Enterprise Value is NT$7,086 Mil.
FarGlory Life Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was NT$38,786 Mil. Therefore, FarGlory Life Insurance Co's EV-to-FCF for today is 0.18.
The historical rank and industry rank for FarGlory Life Insurance Co's EV-to-FCF or its related term are showing as below:
ROCO:5859'
s EV-to-FCF Range Over the Past 10 Years
Min: -1.18 Med: -0.17 Max: 0.8
Current: 0.18
During the past 13 years, the highest EV-to-FCF of FarGlory Life Insurance Co was 0.80. The lowest was -1.18. And the median was -0.17.
ROCO:5859's EV-to-FCF is ranked better than 95.95% of 395
companies
in the Insurance industry
Industry Median: 9.63
vs ROCO:5859: 0.18
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
FarGlory Life Insurance Co (ROCO:5859) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
FarGlory Life Insurance Co's PE Ratio (TTM) for today is calculated as:
FarGlory Life Insurance Co's share price for today is NT$13.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FarGlory Life Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$3.190.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
FarGlory Life Insurance Co EV-to-FCF Related Terms
FarGlory Life Insurance Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, FarGlory Life Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FarGlory Life Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, FarGlory Life Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where FarGlory Life Insurance Co's EV-to-FCF falls into.
FarGlory Life Insurance Co's current Enterprise Value is NT$7,086 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. FarGlory Life Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was NT$38,786 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FarGlory Life Insurance Co (ROCO:5859) has a EV-to-FCF of 0.18 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on FarGlory Life Insurance Co and its competitors. According to the industry distribution chart, FarGlory Life Insurance Co ranks #16 out of 395 companies in the Insurance industry, placing it in the top 4.1%.
Is FarGlory Life Insurance Co's EV-to-FCF too high?
FarGlory Life Insurance Co's current EV-to-FCF is 0.18. The Insurance industry median EV-to-FCF is 9.63. FarGlory Life Insurance Co's value of 0.18 is 98.1% below this industry median. Based on the distribution chart, FarGlory Life Insurance Co ranks #16 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, FarGlory Life Insurance Co has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FarGlory Life Insurance Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, FarGlory Life Insurance Co ranks #16 out of 395 companies for EV-to-FCF. This places FarGlory Life Insurance Co in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.63. FarGlory Life Insurance Co's value of 0.18 is 98.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.63, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FarGlory Life Insurance Co's current EV-to-FCF of 0.18 is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on FarGlory Life Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FarGlory Life Insurance Co's current EV-to-FCF is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FarGlory Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, FarGlory Life Insurance Co (ROCO:5859) is currently considered Possible Value Trap. The stock's GF Value™ is NT$20.43, compared to a current price of NT$13.40 — trading 34.4% below its estimated fair value. The current EV-to-FCF is 0.18 and 98.1% below the Insurance industry median of 9.63. FarGlory Life Insurance Co's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For FarGlory Life Insurance Co (ROCO:5859), the current EV-to-FCF is 0.18 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FarGlory Life Insurance Co (ROCO:5859) Overvalued in 2026?
Based on GuruFocus' analysis, FarGlory Life Insurance Co stock appears to be undervalued.
The current stock price of NT$13.40 is trading 34.4% below its estimated GF Value™ of NT$20.43.
GuruFocus considers FarGlory Life Insurance Co to be Possible Value Trap.
Key valuation signals for ROCO:5859:
EV-to-FCF: 0.18
GF Value™: NT$20.43 vs. price of NT$13.40 (34.4% below fair value)
Industry Position: 98.1% below the Insurance median (#16 of 395)
No single metric tells the full story. See the ROCO:5859 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FarGlory Life Insurance Co Ltd is a Taiwan based life insurance company. The company offers products including personal life insurance, personal health insurance, personal accident insurance, annuity insurance, group insurance and investment-type insurance.
60GF Score
Get the complete analysis for ROCO:5859
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ROCO:5859 has been successfully added to your 
