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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Saudi National Bank's Enterprise Value is ﷼296,534 Mil.
Saudi National Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-25,853 Mil. Therefore, Saudi National Bank's EV-to-FCF for today is -11.47.
The historical rank and industry rank for Saudi National Bank's EV-to-FCF or its related term are showing as below:
SAU:1180'
s EV-to-FCF Range Over the Past 10 Years
Min: -68.26 Med: 5.73 Max: 817.59
Current: -11.53
During the past 13 years, the highest EV-to-FCF of Saudi National Bank was 817.59. The lowest was -68.26. And the median was 5.73.
SAU:1180's EV-to-FCF is ranked worse than 100% of 1194
companies
in the Banks industry
Industry Median: 6.725
vs SAU:1180: -11.53
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Saudi National Bank (SAU:1180) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Saudi National Bank's PE Ratio (TTM) for today is calculated as:
Saudi National Bank's share price for today is ﷼38.14.
Saudi National Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼4.110.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Saudi National Bank EV-to-FCF Related Terms
Saudi National Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Saudi National Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Saudi National Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi National Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Saudi National Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Saudi National Bank's EV-to-FCF falls into.
Saudi National Bank's current Enterprise Value is ﷼296,534 Mil.
Saudi National Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-25,853 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi National Bank (SAU:1180) has a EV-to-FCF of -11.47 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Saudi National Bank and its competitors. According to the industry distribution chart, Saudi National Bank ranks #999999 out of 1194 companies in the Banks industry.
Is Saudi National Bank's EV-to-FCF too high?
Saudi National Bank's current EV-to-FCF is -11.47. Based on the distribution chart, Saudi National Bank ranks #999999 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Saudi National Bank has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Saudi National Bank's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Saudi National Bank ranks #999999 out of 1194 companies for EV-to-FCF. This places Saudi National Bank in the lower half of its industry. The industry median EV-to-FCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Saudi National Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi National Bank's current EV-to-FCF is -11.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi National Bank stock overvalued right now?
Based on GuruFocus' analysis, Saudi National Bank (SAU:1180) is currently considered Fairly Valued. The stock's GF Value™ is ﷼39.64, compared to a current price of ﷼38.14 — trading 3.8% below its estimated fair value. The current EV-to-FCF is -11.47. Saudi National Bank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Saudi National Bank (SAU:1180), the current EV-to-FCF is -11.47 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi National Bank (SAU:1180) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi National Bank stock appears to be undervalued.
The current stock price of ﷼38.14 is trading 3.8% below its estimated GF Value™ of ﷼39.64.
GuruFocus considers Saudi National Bank to be Fairly Valued.
Key valuation signals for SAU:1180:
EV-to-FCF: -11.47
GF Value™: ﷼39.64 vs. price of ﷼38.14 (3.8% below fair value)
No single metric tells the full story. See the SAU:1180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressKing Fahd Road, Unit No. 778, The Saudi National Bank Tower, 3208 - Al Aqeeq District, King Abdullah Financial District, Riyadh, SAU, 13519 - 6676
Saudi National Bank is a financial institution in Saudi Arabia. It provides a range of banking and investment management services. The company also provides non-special commission based banking products in compliance with Shariah rules. It has four reportable segments: Retail, Wholesale, Capital Market, and International. The majority of the company's revenue is derived from the Wholesale segment, which provides banking services including all conventional credit-related products as well as financing products to small sized businesses, medium and large establishments and companies. Geographically, it has a presence in the Kingdom of Saudi Arabia, GCC and Middle East, Europe, Turkey, North America and Other countries.
73GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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