Al-Etihad Cooperative Insurance Co (SAU:8170) EV-to-FCF: -1.16 (As of Jul. 19, 2026)

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SAU:8170 Al-Etihad Cooperative Insurance Co SAU:8170
66 GF Score
Price ﷼7.39
GF Value ﷼10.37
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Al-Etihad Cooperative Insurance Co EV-to-FCF?

Al-Etihad Cooperative Insurance Co SAU:8170 -3.78% 66 EV-to-FCF is -1.16 as of Jul. 19, 2026. GuruFocus rates SAU:8170 with a GF Score™ of 66/100 and a GF Value™ of ﷼10.37 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 395 Insurance companies, Al-Etihad Cooperative Insurance Co ranks worse than 253164.3% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al-Etihad Cooperative Insurance Co's Enterprise Value is ﷼263 Mil. Al-Etihad Cooperative Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-226 Mil. Therefore, Al-Etihad Cooperative Insurance Co's EV-to-FCF for today is -1.16.

The historical rank and industry rank for Al-Etihad Cooperative Insurance Co's EV-to-FCF or its related term are showing as below:

SAU:8170' s EV-to-FCF Range Over the Past 10 Years
Min: -131.89   Med: 2.38   Max: 339.53
Current: -1.16

During the past 13 years, the highest EV-to-FCF of Al-Etihad Cooperative Insurance Co was 339.53. The lowest was -131.89. And the median was 2.38.

SAU:8170's EV-to-FCF is ranked worse than
100% of 395 companies
in the Insurance industry
Industry Median: 9.63 vs SAU:8170: -1.16

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-19), Al-Etihad Cooperative Insurance Co's stock price is ﷼7.39. Al-Etihad Cooperative Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-5.440. Therefore, Al-Etihad Cooperative Insurance Co's PE Ratio (TTM) for today is At Loss.


Al-Etihad Cooperative Insurance Co  (SAU:8170) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al-Etihad Cooperative Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.39/-5.440
=At Loss

Al-Etihad Cooperative Insurance Co's share price for today is ﷼7.39.
Al-Etihad Cooperative Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-5.440.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al-Etihad Cooperative Insurance Co EV-to-FCF Related Terms


Al-Etihad Cooperative Insurance Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al-Etihad Cooperative Insurance Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Etihad Cooperative Insurance Co EV-to-FCF Chart

Al-Etihad Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.70 5.57 2.79 -2.32 -1.29

Al-Etihad Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.19 -2.68 -2.73 -1.29 -0.93

SAU:8170 vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Al-Etihad Cooperative Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Etihad Cooperative Insurance Co EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Etihad Cooperative Insurance Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al-Etihad Cooperative Insurance Co's EV-to-FCF falls into.


SAU:8170
66GF Score
Al-Etihad Cooperative Insurance Co SAU:8170
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Etihad Cooperative Insurance Co EV-to-FCF Calculation

Al-Etihad Cooperative Insurance Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=262.679/-225.731
=-1.16

Al-Etihad Cooperative Insurance Co's current Enterprise Value is ﷼263 Mil.
Al-Etihad Cooperative Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-226 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.16 mean?
Al-Etihad Cooperative Insurance Co (SAU:8170) has a EV-to-FCF of -1.16 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. According to the industry distribution chart, Al-Etihad Cooperative Insurance Co ranks #999999 out of 395 companies in the Insurance industry.
Is Al-Etihad Cooperative Insurance Co's EV-to-FCF too high?
Al-Etihad Cooperative Insurance Co's current EV-to-FCF is -1.16. Based on the distribution chart, Al-Etihad Cooperative Insurance Co ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Etihad Cooperative Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Etihad Cooperative Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Etihad Cooperative Insurance Co ranks #999999 out of 395 companies for EV-to-FCF. This places Al-Etihad Cooperative Insurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.63, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al-Etihad Cooperative Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Etihad Cooperative Insurance Co's current EV-to-FCF is -1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Etihad Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co (SAU:8170) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼10.37, compared to a current price of ﷼7.39 — trading 28.7% below its estimated fair value. The current EV-to-FCF is -1.16. Al-Etihad Cooperative Insurance Co's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al-Etihad Cooperative Insurance Co (SAU:8170), the current EV-to-FCF is -1.16 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Etihad Cooperative Insurance Co (SAU:8170) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Etihad Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼7.39 is trading 28.7% below its estimated GF Value™ of ﷼10.37. GuruFocus considers Al-Etihad Cooperative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8170:

  • EV-to-FCF: -1.16
  • GF Value™: ﷼10.37 vs. price of ﷼7.39 (28.7% below fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the SAU:8170 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Etihad Cooperative Insurance Co Business Description

Address 8514 King Fahad bin Abdulaziz Road, P. O. Box 1022, Al Abdulkarim Tower, Unit No 15, Al-Qashlah District, Dhahran, SAU, 34232-4233
Al-Etihad Cooperative Insurance Co provides insurance and reinsurance services in Saudi Arabia. It offers services through the segments of Medical insurance, Property insurance, Engineering, Motor insurance, General accident, and others.
66GF Score

Get the complete analysis for SAU:8170

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.39
Price
﷼10.37
GF Value