Wataniya Insurance Co (SAU:8300) Moat Score: 0/10 (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8300 Wataniya Insurance Co SAU:8300
67 GF Score
Price ﷼12.98
GF Value ﷼34.96
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Wataniya Insurance Co Moat Score?

Wataniya Insurance Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Wataniya Insurance Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Wataniya Insurance Co might have No Moat - No discernible moat.

Wataniya Insurance Co  (SAU:8300) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Wataniya Insurance Co Moat Score Related Terms

SAU:8300
67GF Score
Wataniya Insurance Co SAU:8300
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Wataniya Insurance Co (SAU:8300) Overvalued in 2026?

Based on GuruFocus' analysis, Wataniya Insurance Co stock appears to be undervalued. The current stock price of ﷼12.98 is trading 62.9% below its estimated GF Value™ of ﷼34.96. GuruFocus considers Wataniya Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8300:

  • Moat Score: 0
  • GF Value™: ﷼34.96 vs. price of ﷼12.98 (62.9% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the SAU:8300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wataniya Insurance Co Business Description

Address Juffali Building, Madina Road, PO Box 8532, Jeddah, SAU, 21432
Wataniya Insurance Co provide general insurance and related services in accordance with its by-laws and applicable regulations in the Kingdom of Saudi Arabia. Its segments include Marine; Property; Motor Comprehensive; Motor Third Party Liability; Engineering; Accident & liability; and Term life. It derives majority of the revenue from Motor Comprehensive segment that provides coverage against damages to vehicles due to storm, tempest, flood, fire, theft, and personal accident.
67GF Score

Get the complete analysis for SAU:8300

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.98
Price
﷼34.96
GF Value