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Qilu Bank CoSHSE:601665 +0.17%74 EV-to-FCF is 2.43 as of Jul. 18, 2026, which is 10% above its 10-year median of 2.21. GuruFocus rates SHSE:601665 with a GF Score™ of 74/100 and a GF Value™ of ¥5.53 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,194 Banks companies, Qilu Bank Co ranks better than 69.35% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Qilu Bank Co's Enterprise Value is ¥108,165 Mil.
Qilu Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ¥44,586 Mil. Therefore, Qilu Bank Co's EV-to-FCF for today is 2.43.
The historical rank and industry rank for Qilu Bank Co's EV-to-FCF or its related term are showing as below:
SHSE:601665'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.56 Med: 2.21 Max: 4.88
Current: 2.43
During the past 13 years, the highest EV-to-FCF of Qilu Bank Co was 4.88. The lowest was 0.56. And the median was 2.21.
SHSE:601665's EV-to-FCF is ranked better than 69.35% of 1194
companies
in the Banks industry
Industry Median: 6.725
vs SHSE:601665: 2.43
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Qilu Bank Co's PE Ratio (TTM) for today is calculated as:
Qilu Bank Co's share price for today is ¥6.07.
Qilu Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥0.910.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Qilu Bank Co EV-to-FCF Related Terms
Qilu Bank Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Qilu Bank Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Qilu Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qilu Bank Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Qilu Bank Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Qilu Bank Co's EV-to-FCF falls into.
Qilu Bank Co's current Enterprise Value is ¥108,165 Mil.
Qilu Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥44,586 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qilu Bank Co (SHSE:601665) has a EV-to-FCF of 2.43 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Qilu Bank Co and its competitors. This is 10% above median its historical median of 2.21. Over the past decade, Qilu Bank Co's EV-to-FCF has ranged from 0.56 to 4.88. According to the industry distribution chart, Qilu Bank Co ranks #366 out of 1194 companies in the Banks industry, placing it in the top 30.7%.
Is Qilu Bank Co's EV-to-FCF too high?
Qilu Bank Co's current EV-to-FCF of 2.43 is 10% above median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 4.88. The Banks industry median EV-to-FCF is 6.73. Qilu Bank Co's value of 2.43 is 63.9% below this industry median. Based on the distribution chart, Qilu Bank Co ranks #366 out of 1194 companies in the Banks industry, which is above the industry midpoint. Overall, Qilu Bank Co has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qilu Bank Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Qilu Bank Co ranks #366 out of 1194 companies for EV-to-FCF. This puts Qilu Bank Co in the upper half of its industry. The industry median EV-to-FCF is 6.73. Qilu Bank Co's value of 2.43 is 63.9% below this benchmark. Historically, Qilu Bank Co's own EV-to-FCF has ranged from 0.56 to 4.88 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 6.73, Qilu Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qilu Bank Co's current EV-to-FCF of 2.43 is 63.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Qilu Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qilu Bank Co's current EV-to-FCF is 2.43, which is 10% above median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qilu Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Qilu Bank Co (SHSE:601665) is currently considered Fairly Valued. The stock's GF Value™ is ¥5.53, compared to a current price of ¥6.07 — trading 9.8% above its estimated fair value. The current EV-to-FCF is 2.43, which is 10% above median its 10-year median of 2.21 and 63.9% below the Banks industry median of 6.73. Qilu Bank Co's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Qilu Bank Co (SHSE:601665), the current EV-to-FCF is 2.43 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qilu Bank Co (SHSE:601665) Overvalued in 2026?
Based on GuruFocus' analysis, Qilu Bank Co stock appears to be overvalued.
The current stock price of ¥6.07 is trading 9.8% above its estimated GF Value™ of ¥5.53.
GuruFocus considers Qilu Bank Co to be Fairly Valued.
Key valuation signals for SHSE:601665:
EV-to-FCF: 2.43 (10% above median its 10-year median of 2.21)
GF Value™: ¥5.53 vs. price of ¥6.07 (9.8% above fair value)
Industry Position: 63.9% below the Banks median (#366 of 1194)
No single metric tells the full story. See the SHSE:601665 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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