SanlamSLMAF 80 EV-to-FCF is 115.89 as of Jun. 27, 2026, which is 728% above its 10-year median of 14.00. GuruFocus rates SLMAF with a GF Score™ of 80/100 and a GF Value™ of $4.47. The stock has 2 warning signs investors should review. Among 391 Insurance companies, Sanlam ranks worse than 96.68% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sanlam's Enterprise Value is $10,619 Mil.
Sanlam's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $92 Mil. Therefore, Sanlam's EV-to-FCF for today is 115.89.
The historical rank and industry rank for Sanlam's EV-to-FCF or its related term are showing as below:
SLMAF'
s EV-to-FCF Range Over the Past 10 Years
Min: -69.25 Med: 14 Max: 133.13
Current: 111.58
During the past 13 years, the highest EV-to-FCF of Sanlam was 133.13. The lowest was -69.25. And the median was 14.00.
SLMAF's EV-to-FCF is ranked worse than 96.68% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs SLMAF: 111.58
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-06-27), Sanlam's stock price is $3.478.
Sanlam's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.432. Therefore, Sanlam's PE Ratio (TTM) for today is 8.05.
Sanlam (OTCPK:SLMAF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanlam's share price for today is $3.478.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.432.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sanlam EV-to-FCF Related Terms
Sanlam EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sanlam's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sanlam's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sanlam's EV-to-FCF falls into.
Sanlam's current Enterprise Value is $10,619 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $92 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam (SLMAF) has a EV-to-FCF of 115.89 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sanlam and its competitors. This is 728% above median its historical median of 14.00. According to the industry distribution chart, Sanlam ranks #378 out of 391 companies in the Insurance industry, placing it in the top 96.7%.
Is Sanlam's EV-to-FCF too high?
Sanlam's current EV-to-FCF of 115.89 is 728% above median its 10-year median of 14.00. The Insurance industry median EV-to-FCF is 9.32. Sanlam's value of 115.89 is 1143.5% above this industry median. Based on the distribution chart, Sanlam ranks #378 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sanlam has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Sanlam's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sanlam ranks #378 out of 391 companies for EV-to-FCF. This places Sanlam in the lower half of its industry. The industry median EV-to-FCF is 9.32. Sanlam's value of 115.89 is 1143.5% above this benchmark. While the company's 10-year median is 14.00 vs. the industry median of 9.32, Sanlam has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam's current EV-to-FCF of 115.89 is 1143.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sanlam and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam's current EV-to-FCF is 115.89, which is 728% above median its own 10-year median of 14.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Sanlam (SLMAF) has a current EV-to-FCF of 115.89. The stock's GF Value™ is $4.47, compared to a current price of $3.48 — trading 22.2% below its estimated fair value. The current EV-to-FCF is 115.89, which is 728% above median its 10-year median of 14.00 and 1143.5% above the Insurance industry median of 9.32. Sanlam's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sanlam (SLMAF), the current EV-to-FCF is 115.89 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam (SLMAF) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam stock appears to be undervalued.
The current stock price of $3.48 is trading 22.2% below its estimated GF Value™ of $4.47.
Key valuation signals for SLMAF:
EV-to-FCF: 115.89 (728% above median its 10-year median of 14.00)
GF Value™: $4.47 vs. price of $3.48 (22.2% below fair value)
Industry Position: 1143.5% above the Insurance median (#378 of 391)
No single metric tells the full story. See the SLMAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
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