SOME (Somerset Trust Holding Co) EV-to-FCF: (As of Aug. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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SOME Somerset Trust Holding Co SOME
49 GF Score
Price $80.00
GF Value $54.34
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Somerset Trust Holding Co EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Somerset Trust Holding Co's Enterprise Value is $399.8 Mil. Somerset Trust Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.0 Mil. Therefore, Somerset Trust Holding Co's EV-to-FCF for today is .

The historical rank and industry rank for Somerset Trust Holding Co's EV-to-FCF or its related term are showing as below:

SOME' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 50.92
Current: 50.92

During the past 7 years, the highest EV-to-FCF of Somerset Trust Holding Co was 50.92. The lowest was 0.00. And the median was 0.00.

SOME's EV-to-FCF is ranked worse than
93.67% of 1184 companies
in the Banks industry
Industry Median: 7.26 vs SOME: 50.92

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-16), Somerset Trust Holding Co's stock price is $80.00. Somerset Trust Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $10.884. Therefore, Somerset Trust Holding Co's PE Ratio (TTM) for today is 7.35.


Somerset Trust Holding Co  (OTCPK:SOME) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Somerset Trust Holding Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=80.00/10.884
=7.35

Somerset Trust Holding Co's share price for today is $80.00.
Somerset Trust Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.884.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Somerset Trust Holding Co EV-to-FCF Related Terms


Somerset Trust Holding Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Somerset Trust Holding Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Somerset Trust Holding Co EV-to-FCF Chart

Somerset Trust Holding Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 5.81 15.66 26.52 24.56 37.86

Somerset Trust Holding Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 37.86 0.00 0.00

SOME vs FXLG, OVBC, OAKC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Somerset Trust Holding Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Somerset Trust Holding Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Somerset Trust Holding Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Somerset Trust Holding Co's EV-to-FCF falls into.


SOME
49GF Score
Somerset Trust Holding Co SOME
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Somerset Trust Holding Co EV-to-FCF Calculation

Somerset Trust Holding Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=399.844/0
=

Somerset Trust Holding Co's current Enterprise Value is $399.8 Mil.
Somerset Trust Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Somerset Trust Holding Co (SOME) Overvalued in 2026?

Based on GuruFocus' analysis, Somerset Trust Holding Co stock appears to be overvalued. The current stock price of $80.00 is trading 47.2% above its estimated GF Value™ of $54.34. GuruFocus considers Somerset Trust Holding Co to be Significantly Overvalued.

Key valuation signals for SOME:

  • EV-to-FCF:
  • GF Value™: $54.34 vs. price of $80.00 (47.2% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the SOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Somerset Trust Holding Co Business Description

Address 151 West Main Street, P.O. Box 777, Somerset, PA, USA, 15501
Somerset Trust Holding Co, along with its subsidiaries, operates as an independent community bank that offers a variety of consumer and commercial lending and deposit products, together with trust and investment management services, an extensive ATM network, and online and mobile banking for consumers and businesses. The Group's revenues are derived from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans. Additional sources consist of an investment portfolio, trust services, and investment management services, etc.
49GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$54.34
GF Value