SRNN (Southern Banc Co) EV-to-FCF: (As of Jul. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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SRNN Southern Banc Co Inc SRNN
71 GF Score
Price $16.00
GF Value $14.22
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Southern Banc Co EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Southern Banc Co's Enterprise Value is $-11.67 Mil. Southern Banc Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Southern Banc Co's EV-to-FCF for today is .

The historical rank and industry rank for Southern Banc Co's EV-to-FCF or its related term are showing as below:

SRNN' s EV-to-FCF Range Over the Past 10 Years
Min: -6.69   Med: 0   Max: 0
Current: -6.67

SRNN's EV-to-FCF is ranked better than
96.4% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs SRNN: -6.67

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-17), Southern Banc Co's stock price is $16.00. Southern Banc Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.400. Therefore, Southern Banc Co's PE Ratio (TTM) for today is 11.43.


Southern Banc Co  (OTCPK:SRNN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Southern Banc Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=16.00/1.400
=11.43

Southern Banc Co's share price for today is $16.00.
Southern Banc Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.400.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Southern Banc Co EV-to-FCF Related Terms


Southern Banc Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Southern Banc Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Banc Co EV-to-FCF Chart

Southern Banc Co Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.52 0.17 0.52 -1.34 -9.11

Southern Banc Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -9.11 0.00 0.00 0.00

SRNN vs ASCN, FNFI, CAIB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Southern Banc Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Banc Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Southern Banc Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Southern Banc Co's EV-to-FCF falls into.


SRNN
71GF Score
Southern Banc Co Inc SRNN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Southern Banc Co EV-to-FCF Calculation

Southern Banc Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-11.670/0
=

Southern Banc Co's current Enterprise Value is $-11.67 Mil.
Southern Banc Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Southern Banc Co (SRNN) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Banc Co stock appears to be overvalued. The current stock price of $16.00 is trading 12.5% above its estimated GF Value™ of $14.22. GuruFocus considers Southern Banc Co to be Modestly Overvalued.

Key valuation signals for SRNN:

  • EV-to-FCF:
  • GF Value™: $14.22 vs. price of $16.00 (12.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the SRNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern Banc Co Business Description

Address 221 South 6th Street, Gadsden, AL, USA, 35901
Southern Banc Co Inc provides personal and business banking solutions. It offers banking solution for every personal banking need including Personal Checking, Mortgage Loans, Consumer Loans, and Home Equity Lines of Credit. The principal business of the Bank consists of accepting deposits from the general public through the Bank's main and branch offices and investing those funds in loans secured by real estate properties, commercial and consumer loans located in the Bank's primary market area, and factoring. The company serves small and medium-sized business customers the United States.
71GF Score

Get the complete analysis for SRNN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.00
Price
$14.22
GF Value