SRNN (Southern Banc Co) Margin of Safety % (DCF Earnings Based): N/A (As of Sep. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SRNN Southern Banc Co Inc SRNN
65 GF Score
Price $17.15
GF Value $14.40
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southern Banc Co Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Southern Banc Co's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

SRNN vs SMAL, GLBZ, ASCN: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Southern Banc Co's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Banc Co Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Southern Banc Co's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Southern Banc Co's Margin of Safety % (DCF Earnings Based) falls into.


SRNN
65GF Score
Southern Banc Co Inc SRNN
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southern Banc Co (SRNN) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Banc Co stock appears to be overvalued. The current stock price of $17.15 is trading 19.1% above its estimated GF Value™ of $14.40. GuruFocus considers Southern Banc Co to be Modestly Overvalued.

Key valuation signals for SRNN:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $14.40 vs. price of $17.15 (19.1% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the SRNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southern Banc Co Business Description

Address 221 South 6th Street, Gadsden, AL, USA, 35901
Southern Banc Co Inc provides personal and business banking solutions. It offers banking solution for every personal banking need including Personal Checking, Mortgage Loans, Consumer Loans, and Home Equity Lines of Credit. The principal business of the Bank consists of accepting deposits from the general public through the Bank's main and branch offices and investing those funds in loans secured by real estate properties, commercial and consumer loans located in the Bank's primary market area, and factoring. The company serves small and medium-sized business customers the United States.
65GF Score

Get the complete analysis for SRNN

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.15
Price
$14.40
GF Value