SRNN (Southern Banc Co) 5-Year Yield-on-Cost %: 0.00 (As of Sep. 02, 2026)

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SRNN Southern Banc Co Inc SRNN
65 GF Score
Price $17.15
GF Value $14.40
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southern Banc Co 5-Year Yield-on-Cost %?

Southern Banc Co SRNN +0.88% 65 5-Year Yield-on-Cost % is 0.00 as of Sep. 02, 2026. GuruFocus rates SRNN with a GF Score™ of 65/100 and a GF Value™ of $14.40 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,248 Banks companies, Southern Banc Co ranks worse than 80128.13% on this metric.

Southern Banc Co's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Southern Banc Co's 5-Year Yield-on-Cost % or its related term are showing as below:



SRNN's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.88
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Southern Banc Co  (OTCPK:SRNN) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Southern Banc Co 5-Year Yield-on-Cost % Related Terms


SRNN vs SMAL, GLBZ, ASCN: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Southern Banc Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Banc Co 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Southern Banc Co's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Southern Banc Co's 5-Year Yield-on-Cost % falls into.


SRNN
65GF Score
Southern Banc Co Inc SRNN
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Banc Co 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Southern Banc Co is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Southern Banc Co (SRNN) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Southern Banc Co and its competitors. According to the industry distribution chart, Southern Banc Co ranks #999999 out of 1248 companies in the Banks industry.
Is Southern Banc Co's 5-Year Yield-on-Cost % too high?
Southern Banc Co's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Southern Banc Co ranks #999999 out of 1248 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southern Banc Co has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Banc Co's 5-Year Yield-on-Cost % compare to SMAL and GLBZ?
According to the Banks industry distribution chart, Southern Banc Co ranks #999999 out of 1248 companies for 5-Year Yield-on-Cost %. This places Southern Banc Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Southern Banc Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Banc Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Banc Co stock overvalued right now?
Based on GuruFocus' analysis, Southern Banc Co (SRNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.40, compared to a current price of $17.15 — trading 19.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Southern Banc Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Southern Banc Co (SRNN), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Banc Co (SRNN) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Banc Co stock appears to be overvalued. The current stock price of $17.15 is trading 19.1% above its estimated GF Value™ of $14.40. GuruFocus considers Southern Banc Co to be Modestly Overvalued.

Key valuation signals for SRNN:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $14.40 vs. price of $17.15 (19.1% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the SRNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern Banc Co Business Description

Address 221 South 6th Street, Gadsden, AL, USA, 35901
Southern Banc Co Inc provides personal and business banking solutions. It offers banking solution for every personal banking need including Personal Checking, Mortgage Loans, Consumer Loans, and Home Equity Lines of Credit. The principal business of the Bank consists of accepting deposits from the general public through the Bank's main and branch offices and investing those funds in loans secured by real estate properties, commercial and consumer loans located in the Bank's primary market area, and factoring. The company serves small and medium-sized business customers the United States.
65GF Score

Get the complete analysis for SRNN

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.15
Price
$14.40
GF Value