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Southern Banc CoSRNN +0.88%65 Pretax Margin % is 19.36% as of Mar. 2026, which is 48% above its 10-year median of 13.09. GuruFocus rates SRNN with a GF Score™ of 65/100 and a GF Value™ of $14.40 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,522 Banks companies, Southern Banc Co ranks worse than 87.58% on this metric.
Southern Banc Co (OTCPK:SRNN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Southern Banc Co Pretax Margin % Related Terms
Southern Banc Co Pretax Margin % Historical Data
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The historical data trend for Southern Banc Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SRNN vs SMAL, GLBZ, ASCN: Pretax Margin % Comparison
For the Banks - Regional subindustry, Southern Banc Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southern Banc Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Southern Banc Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Southern Banc Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southern Banc Co (SRNN) has a Pretax Margin % of 19.36% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Southern Banc Co and its competitors. This is 48% above median its historical median of 13.09. According to the industry distribution chart, Southern Banc Co ranks #1333 out of 1522 companies in the Banks industry, placing it in the top 87.6%.
Is Southern Banc Co's Pretax Margin % too high?
Southern Banc Co's current Pretax Margin % of 19.36% is 48% above median its 10-year median of 13.09. The Banks industry median Pretax Margin % is 35.70. Southern Banc Co's value of 19.36% is 45.8% below this industry median. Based on the distribution chart, Southern Banc Co ranks #1333 out of 1522 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Southern Banc Co has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Banc Co's Pretax Margin % compare to SMAL and GLBZ?
According to the Banks industry distribution chart, Southern Banc Co ranks #1333 out of 1522 companies for Pretax Margin %. This places Southern Banc Co in the lower half of its industry. The industry median Pretax Margin % is 35.70. Southern Banc Co's value of 19.36% is 45.8% below this benchmark. While the company's 10-year median is 13.09 vs. the industry median of 35.70, Southern Banc Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.70, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Southern Banc Co's current Pretax Margin % of 19.36% is 45.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Southern Banc Co and its competitors. For the Banks industry, the median Pretax Margin % is 35.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Banc Co's current Pretax Margin % is 19.36%, which is 48% above median its own 10-year median of 13.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Banc Co stock overvalued right now?
Based on GuruFocus' analysis, Southern Banc Co (SRNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.40, compared to a current price of $17.15 — trading 19.1% above its estimated fair value. The current Pretax Margin % is 19.36%, which is 48% above median its 10-year median of 13.09 and 45.8% below the Banks industry median of 35.70. Southern Banc Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Southern Banc Co (SRNN), the current Pretax Margin % is 19.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southern Banc Co (SRNN) Overvalued in 2026?
Based on GuruFocus' analysis, Southern Banc Co stock appears to be overvalued.
The current stock price of $17.15 is trading 19.1% above its estimated GF Value™ of $14.40.
GuruFocus considers Southern Banc Co to be Modestly Overvalued.
Key valuation signals for SRNN:
Pretax Margin %: 19.36% (48% above median its 10-year median of 13.09)
GF Value™: $14.40 vs. price of $17.15 (19.1% above fair value)
Industry Position: 45.8% below the Banks median (#1333 of 1522)
No single metric tells the full story. See the SRNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southern Banc Co Inc provides personal and business banking solutions. It offers banking solution for every personal banking need including Personal Checking, Mortgage Loans, Consumer Loans, and Home Equity Lines of Credit. The principal business of the Bank consists of accepting deposits from the general public through the Bank's main and branch offices and investing those funds in loans secured by real estate properties, commercial and consumer loans located in the Bank's primary market area, and factoring. The company serves small and medium-sized business customers the United States.
65GF Score
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