SRNN (Southern Banc Co) FCF Margin %: 0.00% (As of Mar. 2026)

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SRNN Southern Banc Co Inc SRNN
65 GF Score
Price $17.15
GF Value $14.40
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Southern Banc Co FCF Margin %?

Southern Banc Co SRNN +0.88% 65 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates SRNN with a GF Score™ of 65/100 and a GF Value™ of $14.40 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,495 Banks companies, Southern Banc Co ranks worse than 62.94% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Southern Banc Co's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. Southern Banc Co's Revenue for the three months ended in Mar. 2026 was $2.53 Mil. Therefore, Southern Banc Co's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Southern Banc Co's current FCF Yield % is 13.42%.

The historical rank and industry rank for Southern Banc Co's FCF Margin % or its related term are showing as below:

SRNN' s FCF Margin % Range Over the Past 10 Years
Min: -8.1   Med: 21.61   Max: 96.06
Current: 17.74


During the past 13 years, the highest FCF Margin % of Southern Banc Co was 96.06%. The lowest was -8.10%. And the median was 21.61%.

SRNN's FCF Margin % is ranked worse than
62.94% of 1495 companies
in the Banks industry
Industry Median: 27.37 vs SRNN: 17.74


Southern Banc Co FCF Margin % Related Terms


Southern Banc Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Southern Banc Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Banc Co FCF Margin % Chart

Southern Banc Co Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 96.06 34.13 21.92 27.27 18.54

Southern Banc Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SRNN vs SMAL, GLBZ, ASCN: FCF Margin % Comparison

For the Banks - Regional subindustry, Southern Banc Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Banc Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Southern Banc Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Southern Banc Co's FCF Margin % falls into.


SRNN
65GF Score
Southern Banc Co Inc SRNN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Southern Banc Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Southern Banc Co's FCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=1.749/9.432
=18.54 %

Southern Banc Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/2.531
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Southern Banc Co (SRNN) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Southern Banc Co and its competitors. According to the industry distribution chart, Southern Banc Co ranks #941 out of 1495 companies in the Banks industry, placing it in the top 62.9%.
Is Southern Banc Co's FCF Margin % too high?
Southern Banc Co's current FCF Margin % is 0.00%. Based on the distribution chart, Southern Banc Co ranks #941 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Southern Banc Co has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Southern Banc Co's FCF Margin % compare to SMAL and GLBZ?
According to the Banks industry distribution chart, Southern Banc Co ranks #941 out of 1495 companies for FCF Margin %. This places Southern Banc Co in the lower half of its industry. The industry median FCF Margin % is 27.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.37, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Southern Banc Co and its competitors. For the Banks industry, the median FCF Margin % is 27.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Southern Banc Co's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Banc Co stock overvalued right now?
Based on GuruFocus' analysis, Southern Banc Co (SRNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.40, compared to a current price of $17.15 — trading 19.1% above its estimated fair value. The current FCF Margin % is 0.00%. Southern Banc Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Southern Banc Co (SRNN), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southern Banc Co (SRNN) Overvalued in 2026?

Based on GuruFocus' analysis, Southern Banc Co stock appears to be overvalued. The current stock price of $17.15 is trading 19.1% above its estimated GF Value™ of $14.40. GuruFocus considers Southern Banc Co to be Modestly Overvalued.

Key valuation signals for SRNN:

  • FCF Margin %: 0.00%
  • GF Value™: $14.40 vs. price of $17.15 (19.1% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the SRNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southern Banc Co Business Description

Address 221 South 6th Street, Gadsden, AL, USA, 35901
Southern Banc Co Inc provides personal and business banking solutions. It offers banking solution for every personal banking need including Personal Checking, Mortgage Loans, Consumer Loans, and Home Equity Lines of Credit. The principal business of the Bank consists of accepting deposits from the general public through the Bank's main and branch offices and investing those funds in loans secured by real estate properties, commercial and consumer loans located in the Bank's primary market area, and factoring. The company serves small and medium-sized business customers the United States.
65GF Score

Get the complete analysis for SRNN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.15
Price
$14.40
GF Value