Military Insurance (STC:MIG) EV-to-FCF: 11.52 (As of Jul. 02, 2026) — Near Median


STC:MIG Military Insurance Corp STC:MIG
74 GF Score
Price ₫17,600.00
GF Value ₫17,234.67
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Insurance EV-to-FCF?

Military Insurance STC:MIG 74 EV-to-FCF is 11.52 as of Jul. 02, 2026, which is 0% below its 10-year median of 11.55. GuruFocus rates STC:MIG with a GF Score™ of 74/100 and a GF Value™ of ₫17,234.67 (Fairly Valued). The stock has 3 warning signs investors should review. Among 395 Insurance companies, Military Insurance ranks worse than 57.47% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Military Insurance's Enterprise Value is ₫3,402,631 Mil. Military Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫295,457 Mil. Therefore, Military Insurance's EV-to-FCF for today is 11.52.

The historical rank and industry rank for Military Insurance's EV-to-FCF or its related term are showing as below:

STC:MIG' s EV-to-FCF Range Over the Past 10 Years
Min: -56.45   Med: 11.55   Max: 94.76
Current: 11.52

During the past 6 years, the highest EV-to-FCF of Military Insurance was 94.76. The lowest was -56.45. And the median was 11.55.

STC:MIG's EV-to-FCF is ranked worse than
57.47% of 395 companies
in the Insurance industry
Industry Median: 9.29 vs STC:MIG: 11.52

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Military Insurance's stock price is ₫17600.00. Military Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫1558.546. Therefore, Military Insurance's PE Ratio (TTM) for today is 11.29.


Military Insurance  (STC:MIG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Military Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=17600.00/1558.546
=11.29

Military Insurance's share price for today is ₫17600.00.
Military Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1558.546.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Military Insurance EV-to-FCF Related Terms


Military Insurance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Military Insurance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Insurance EV-to-FCF Chart

Military Insurance Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 23.25 18.35 12.66 9.02 10.55

Military Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 5.81 9.59 10.55 13.31

STC:MIG vs CB, PGR, TRV: EV-to-FCF Comparison

For the Insurance - Property & Casualty subindustry, Military Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Insurance EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Military Insurance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Military Insurance's EV-to-FCF falls into.


STC:MIG
74GF Score
Military Insurance Corp STC:MIG
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Insurance EV-to-FCF Calculation

Military Insurance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=3402630.567/295457.319
=11.52

Military Insurance's current Enterprise Value is ₫3,402,631 Mil.
Military Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫295,457 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 11.52 mean?
Military Insurance (STC:MIG) has a EV-to-FCF of 11.52 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Military Insurance and its competitors. This is near median its historical median of 11.55. According to the industry distribution chart, Military Insurance ranks #227 out of 395 companies in the Insurance industry, placing it in the top 57.5%.
Is Military Insurance's EV-to-FCF too high?
Military Insurance's current EV-to-FCF of 11.52 is near median its 10-year median of 11.55. The Insurance industry median EV-to-FCF is 9.29. Military Insurance's value of 11.52 is 24% above this industry median. Based on the distribution chart, Military Insurance ranks #227 out of 395 companies in the Insurance industry, which is below the industry midpoint. Overall, Military Insurance has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Insurance's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Military Insurance ranks #227 out of 395 companies for EV-to-FCF. This places Military Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.29. Military Insurance's value of 11.52 is 24% above this benchmark. While the company's 10-year median is 11.55 vs. the industry median of 9.29, Military Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Insurance's current EV-to-FCF of 11.52 is 24% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Military Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Insurance's current EV-to-FCF is 11.52, which is near median its own 10-year median of 11.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Insurance stock overvalued right now?
Based on GuruFocus' analysis, Military Insurance (STC:MIG) is currently considered Fairly Valued. The stock's GF Value™ is ₫17,234.67, compared to a current price of ₫17,600.00 — trading 2.1% above its estimated fair value. The current EV-to-FCF is 11.52, which is near median its 10-year median of 11.55 and 24% above the Insurance industry median of 9.29. Military Insurance's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Military Insurance (STC:MIG), the current EV-to-FCF is 11.52 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Insurance (STC:MIG) Overvalued in 2026?

Based on GuruFocus' analysis, Military Insurance stock appears to be overvalued. The current stock price of ₫17,600.00 is trading 2.1% above its estimated GF Value™ of ₫17,234.67. GuruFocus considers Military Insurance to be Fairly Valued.

Key valuation signals for STC:MIG:

  • EV-to-FCF: 11.52 (near median its 10-year median of 11.55)
  • GF Value™: ₫17,234.67 vs. price of ₫17,600.00 (2.1% above fair value)
  • GF Score™: 74/100 with 3 warning signs
  • Industry Position: 24% above the Insurance median (#227 of 395)

No single metric tells the full story. See the STC:MIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Insurance Business Description

Address No.21 Cat Linh, Floor 5-6 MB Building, Cat Linh Ward, Dong Da District, Hanoi, VNM
Military Insurance Corp is a non-life insurance company in Vietnam. The Company offers property, casualty, cargo, ships, vehicle, home and other mix insurance.
74GF Score

Get the complete analysis for STC:MIG

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫17,600.00
Price
₫17,234.67
GF Value