Ready CapitalSTU:0SZ -1.02%26 EV-to-FCF is 3.38 as of Jul. 02, 2026, which is 86% below its 10-year median of 23.44. GuruFocus rates STU:0SZ with a GF Score™ of 26/100 and a GF Value™ of €0.57 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 738 REITs companies, Ready Capital ranks better than 97.02% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ready Capital's Enterprise Value is €2,650.64 Mil.
Ready Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €784.74 Mil. Therefore, Ready Capital's EV-to-FCF for today is 3.38.
The historical rank and industry rank for Ready Capital's EV-to-FCF or its related term are showing as below:
STU:0SZ'
s EV-to-FCF Range Over the Past 10 Years
Min: -459.25 Med: 23.44 Max: 339.61
Current: 3.3
During the past 13 years, the highest EV-to-FCF of Ready Capital was 339.61. The lowest was -459.25. And the median was 23.44.
STU:0SZ's EV-to-FCF is ranked better than 97.02% of 738
companies
in the REITs industry
Industry Median: 22.97
vs STU:0SZ: 3.30
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ready Capital's PE Ratio (TTM) for today is calculated as:
Ready Capital's share price for today is €1.545.
Ready Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2.734.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Ready Capital EV-to-FCF Related Terms
Ready Capital EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Ready Capital's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Ready Capital's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ready Capital EV-to-FCF vs REITs Industry
For the REITs industry and Real Estate sector, Ready Capital's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Ready Capital's EV-to-FCF falls into.
Ready Capital's current Enterprise Value is €2,650.64 Mil.
Ready Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €784.74 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ready Capital (STU:0SZ) has a EV-to-FCF of 3.38 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ready Capital and its competitors. This is 86% below median its historical median of 23.44. According to the industry distribution chart, Ready Capital ranks #22 out of 738 companies in the REITs industry, placing it in the top 3%.
Is Ready Capital's EV-to-FCF too high?
Ready Capital's current EV-to-FCF of 3.38 is 86% below median its 10-year median of 23.44. The REITs industry median EV-to-FCF is 22.97. Ready Capital's value of 3.38 is 85.3% below this industry median. Based on the distribution chart, Ready Capital ranks #22 out of 738 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's EV-to-FCF compare to NREF and MITT?
According to the REITs industry distribution chart, Ready Capital ranks #22 out of 738 companies for EV-to-FCF. This places Ready Capital in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 22.97. Ready Capital's value of 3.38 is 85.3% below this benchmark. While the company's 10-year median is 23.44 vs. the industry median of 22.97, Ready Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a REITs company?
The median EV-to-FCF among REITs companies is 22.97, based on 738 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current EV-to-FCF of 3.38 is 85.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ready Capital and its competitors. For the REITs industry, the median EV-to-FCF is 22.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current EV-to-FCF is 3.38, which is 86% below median its own 10-year median of 23.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Based on GuruFocus' analysis, Ready Capital (STU:0SZ) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.57, compared to a current price of €1.55 — trading 171.1% above its estimated fair value. The current EV-to-FCF is 3.38, which is 86% below median its 10-year median of 23.44 and 85.3% below the REITs industry median of 22.97. Ready Capital's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ready Capital (STU:0SZ), the current EV-to-FCF is 3.38 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ready Capital (STU:0SZ) Overvalued in 2026?
Based on GuruFocus' analysis, Ready Capital stock appears to be overvalued.
The current stock price of €1.55 is trading 171.1% above its estimated GF Value™ of €0.57.
GuruFocus considers Ready Capital to be Significantly Overvalued.
Key valuation signals for STU:0SZ:
EV-to-FCF: 3.38 (86% below median its 10-year median of 23.44)
GF Value™: €0.57 vs. price of €1.55 (171.1% above fair value)
Industry Position: 85.3% below the REITs median (#22 of 738)
No single metric tells the full story. See the STU:0SZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
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