Temenos AGTMNSF +4.75%85 EV-to-FCF is 20.84 as of Jun. 29, 2026, which is 33% below its 10-year median of 30.95. GuruFocus rates TMNSF with a GF Score™ of 85/100 and a GF Value™ of $86.07 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,588 Software companies, Temenos AG ranks worse than 65.93% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Temenos AG's Enterprise Value is $6,026 Mil.
Temenos AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $289 Mil. Therefore, Temenos AG's EV-to-FCF for today is 20.84.
The historical rank and industry rank for Temenos AG's EV-to-FCF or its related term are showing as below:
TMNSF'
s EV-to-FCF Range Over the Past 10 Years
Min: 16.98 Med: 30.95 Max: 53.65
Current: 21.18
During the past 13 years, the highest EV-to-FCF of Temenos AG was 53.65. The lowest was 16.98. And the median was 30.95.
TMNSF's EV-to-FCF is ranked worse than 65.93% of 1588
companies
in the Software industry
Industry Median: 13.98
vs TMNSF: 21.18
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Temenos AG's share price for today is $78.885.
Temenos AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.160.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Temenos AG EV-to-FCF Related Terms
Temenos AG EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Temenos AG's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Temenos AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Temenos AG EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Temenos AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Temenos AG's EV-to-FCF falls into.
Temenos AG's current Enterprise Value is $6,026 Mil.
Temenos AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $289 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Temenos AG (TMNSF) has a EV-to-FCF of 20.84 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Temenos AG and its competitors. This is 33% below median its historical median of 30.95. Over the past decade, Temenos AG's EV-to-FCF has ranged from 16.98 to 53.65. According to the industry distribution chart, Temenos AG ranks #1047 out of 1588 companies in the Software industry, placing it in the top 65.9%.
Is Temenos AG's EV-to-FCF too high?
Temenos AG's current EV-to-FCF of 20.84 is 33% below median its 10-year median of 30.95. Over the past 10 years, this metric has ranged from a low of 16.98 to a high of 53.65. The Software industry median EV-to-FCF is 13.98. Temenos AG's value of 20.84 is 49.1% above this industry median. Based on the distribution chart, Temenos AG ranks #1047 out of 1588 companies in the Software industry, which is below the industry midpoint. Overall, Temenos AG has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Temenos AG's EV-to-FCF compare to UBER and SHOP?
According to the Software industry distribution chart, Temenos AG ranks #1047 out of 1588 companies for EV-to-FCF. This places Temenos AG in the lower half of its industry. The industry median EV-to-FCF is 13.98. Temenos AG's value of 20.84 is 49.1% above this benchmark. Historically, Temenos AG's own EV-to-FCF has ranged from 16.98 to 53.65 over the past decade. While the company's 10-year median is 30.95 vs. the industry median of 13.98, Temenos AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 13.98, based on 1,588 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Temenos AG's current EV-to-FCF of 20.84 is 49.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Temenos AG and its competitors. For the Software industry, the median EV-to-FCF is 13.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Temenos AG's current EV-to-FCF is 20.84, which is 33% below median its own 10-year median of 30.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Temenos AG stock overvalued right now?
Based on GuruFocus' analysis, Temenos AG (TMNSF) is currently considered Fairly Valued. The stock's GF Value™ is $86.07, compared to a current price of $78.89 — trading 8.3% below its estimated fair value. The current EV-to-FCF is 20.84, which is 33% below median its 10-year median of 30.95 and 49.1% above the Software industry median of 13.98. Temenos AG's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Temenos AG (TMNSF), the current EV-to-FCF is 20.84 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Temenos AG (TMNSF) Overvalued in 2026?
Based on GuruFocus' analysis, Temenos AG stock appears to be undervalued.
The current stock price of $78.89 is trading 8.3% below its estimated GF Value™ of $86.07.
GuruFocus considers Temenos AG to be Fairly Valued.
Key valuation signals for TMNSF:
EV-to-FCF: 20.84 (33% below median its 10-year median of 30.95)
GF Value™: $86.07 vs. price of $78.89 (8.3% below fair value)
Industry Position: 49.1% above the Software median (#1047 of 1588)
No single metric tells the full story. See the TMNSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.
85GF Score
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