IndosWAR:INS 88 EV-to-FCF is 12.36 as of Jun. 29, 2026. GuruFocus rates WAR:INS with a GF Score™ of 88/100 and a GF Value™ of zł3.87 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 265 Credit Services companies, Indos ranks better than 52.08% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Indos's Enterprise Value is zł60.08 Mil.
Indos's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł4.86 Mil. Therefore, Indos's EV-to-FCF for today is 12.36.
The historical rank and industry rank for Indos's EV-to-FCF or its related term are showing as below:
WAR:INS'
s EV-to-FCF Range Over the Past 10 Years
Min: -8.8 Med: -0.35 Max: 12.36
Current: 12.36
During the past 12 years, the highest EV-to-FCF of Indos was 12.36. The lowest was -8.80. And the median was -0.35.
WAR:INS's EV-to-FCF is ranked better than 52.08% of 265
companies
in the Credit Services industry
Industry Median: 13.02
vs WAR:INS: 12.36
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-06-29), Indos's stock price is zł3.46.
Indos's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.708. Therefore, Indos's PE Ratio (TTM) for today is 4.89.
Indos (WAR:INS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Indos's share price for today is zł3.46.
Indos's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.708.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Indos EV-to-FCF Related Terms
Indos EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Indos's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indos's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indos EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indos's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Indos's EV-to-FCF falls into.
Indos's current Enterprise Value is zł60.08 Mil.
Indos's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł4.86 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indos (WAR:INS) has a EV-to-FCF of 12.36 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Indos and its competitors. According to the industry distribution chart, Indos ranks #127 out of 265 companies in the Credit Services industry, placing it in the top 47.9%.
Is Indos' EV-to-FCF too high?
Indos' current EV-to-FCF is 12.36. The Credit Services industry median EV-to-FCF is 13.02. Indos' value of 12.36 is 5.1% below this industry median. Based on the distribution chart, Indos ranks #127 out of 265 companies in the Credit Services industry, which is above the industry midpoint. Overall, Indos has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indos' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Indos ranks #127 out of 265 companies for EV-to-FCF. This puts Indos in the upper half of its industry. The industry median EV-to-FCF is 13.02. Indos' value of 12.36 is 5.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.02, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indos's current EV-to-FCF of 12.36 is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Indos and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indos's current EV-to-FCF is 12.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indos stock overvalued right now?
Based on GuruFocus' analysis, Indos (WAR:INS) is currently considered Modestly Undervalued. The stock's GF Value™ is zł3.87, compared to a current price of zł3.46 — trading 10.6% below its estimated fair value. The current EV-to-FCF is 12.36 and 5.1% below the Credit Services industry median of 13.02. Indos' overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Indos (WAR:INS), the current EV-to-FCF is 12.36 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indos (WAR:INS) Overvalued in 2026?
Based on GuruFocus' analysis, Indos stock appears to be undervalued.
The current stock price of zł3.46 is trading 10.6% below its estimated GF Value™ of zł3.87.
GuruFocus considers Indos to be Modestly Undervalued.
Key valuation signals for WAR:INS:
EV-to-FCF: 12.36
GF Value™: zł3.87 vs. price of zł3.46 (10.6% below fair value)
Industry Position: 5.1% below the Credit Services median (#127 of 265)
No single metric tells the full story. See the WAR:INS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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