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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, NLB Banka ad's Enterprise Value is BAM-120.4 Mil.
NLB Banka ad's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM77.1 Mil. Therefore, NLB Banka ad's EV-to-FCF for today is -1.56.
The historical rank and industry rank for NLB Banka ad's EV-to-FCF or its related term are showing as below:
XBLB:VBBB-R-A'
s EV-to-FCF Range Over the Past 10 Years
Min: -131321.29 Med: 1863.56 Max: 11595.87
Current: -1.56
During the past 13 years, the highest EV-to-FCF of NLB Banka ad was 11595.87. The lowest was -131321.29. And the median was 1863.56.
XBLB:VBBB-R-A's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.575
vs XBLB:VBBB-R-A: -1.56
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NLB Banka ad (XBLB:VBBB-R-A) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NLB Banka ad's PE Ratio (TTM) for today is calculated as:
NLB Banka ad's share price for today is BAM6000.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NLB Banka ad's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM0.920.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NLB Banka ad EV-to-FCF Related Terms
NLB Banka ad EV-to-FCF Historical Data
* Premium members only.
The historical data trend for NLB Banka ad's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NLB Banka ad's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLB Banka ad EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, NLB Banka ad's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where NLB Banka ad's EV-to-FCF falls into.
NLB Banka ad's current Enterprise Value is BAM-120.4 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NLB Banka ad's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM77.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLB Banka ad (XBLB:VBBB-R-A) has a EV-to-FCF of -1.56 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NLB Banka ad and its competitors.
Is NLB Banka ad's EV-to-FCF too high?
NLB Banka ad's current EV-to-FCF is -1.56.
How does NLB Banka ad's EV-to-FCF compare to competitors?
NLB Banka ad's EV-to-FCF of -1.56 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on NLB Banka ad and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLB Banka ad's current EV-to-FCF is -1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka ad stock overvalued right now?
NLB Banka ad (XBLB:VBBB-R-A) has a current EV-to-FCF of -1.56. The stock's GF Value™ is BAM2,109.54, compared to a current price of BAM6,000.00 — trading 184.4% above its estimated fair value. The current EV-to-FCF is -1.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For NLB Banka ad (XBLB:VBBB-R-A), the current EV-to-FCF is -1.56 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NLB Banka ad is a banking service provider that operates in Bosnia and Herzegovina. The company is engaged in offering services like retail banking which include retail banking business with private individuals, corporate banking, and financial markets.
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