Nabil Bank (XNEP:NABIL) EV-to-FCF: 3.62 (As of Sep. 07, 2026) — 38% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NABIL Nabil Bank Ltd XNEP:NABIL
81 GF Score
Price NPR539.00
GF Value NPR558.50
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nabil Bank EV-to-FCF?

Nabil Bank XNEP:NABIL 81 EV-to-FCF is 3.62 as of Sep. 07, 2026, which is 38% below its 10-year median of 5.88. GuruFocus rates XNEP:NABIL with a GF Score™ of 81/100 and a GF Value™ of NPR558.50 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,188 Banks companies, Nabil Bank ranks better than 65.91% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nabil Bank's Enterprise Value is NPR84,816 Mil. Nabil Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR23,414 Mil. Therefore, Nabil Bank's EV-to-FCF for today is 3.62.

The historical rank and industry rank for Nabil Bank's EV-to-FCF or its related term are showing as below:

XNEP:NABIL' s EV-to-FCF Range Over the Past 10 Years
Min: -50   Med: 5.88   Max: 186.56
Current: 3.62

During the past 13 years, the highest EV-to-FCF of Nabil Bank was 186.56. The lowest was -50.00. And the median was 5.88.

XNEP:NABIL's EV-to-FCF is ranked better than
65.91% of 1188 companies
in the Banks industry
Industry Median: 7.15 vs XNEP:NABIL: 3.62

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-07), Nabil Bank's stock price is NPR539.00. Nabil Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was NPR51.184. Therefore, Nabil Bank's PE Ratio (TTM) for today is 10.53.


Nabil Bank  (XNEP:NABIL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nabil Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=539.00/51.184
=10.53

Nabil Bank's share price for today is NPR539.00.
Nabil Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR51.184.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nabil Bank EV-to-FCF Related Terms


Nabil Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nabil Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nabil Bank EV-to-FCF Chart

Nabil Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.19 7.12 10.61 5.00 4.59

Nabil Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.14 4.59 1.67 2.04 3.50

Nabil Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Nabil Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nabil Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Nabil Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nabil Bank's EV-to-FCF falls into.


XNEP:NABIL
81GF Score
Nabil Bank Ltd XNEP:NABIL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nabil Bank EV-to-FCF Calculation

Nabil Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=84816.272/23413.752
=3.62

Nabil Bank's current Enterprise Value is NPR84,816 Mil.
Nabil Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR23,414 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 3.62 mean?
Nabil Bank (XNEP:NABIL) has a EV-to-FCF of 3.62 as of Sep. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nabil Bank and its competitors. This is 38% below median its historical median of 5.88. According to the industry distribution chart, Nabil Bank ranks #405 out of 1188 companies in the Banks industry, placing it in the top 34.1%.
Is Nabil Bank's EV-to-FCF too high?
Nabil Bank's current EV-to-FCF of 3.62 is 38% below median its 10-year median of 5.88. The Banks industry median EV-to-FCF is 7.15. Nabil Bank's value of 3.62 is 49.4% below this industry median. Based on the distribution chart, Nabil Bank ranks #405 out of 1188 companies in the Banks industry, which is above the industry midpoint. Overall, Nabil Bank has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nabil Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Nabil Bank ranks #405 out of 1188 companies for EV-to-FCF. This puts Nabil Bank in the upper half of its industry. The industry median EV-to-FCF is 7.15. Nabil Bank's value of 3.62 is 49.4% below this benchmark. While the company's 10-year median is 5.88 vs. the industry median of 7.15, Nabil Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,188 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nabil Bank's current EV-to-FCF of 3.62 is 49.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nabil Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nabil Bank's current EV-to-FCF is 3.62, which is 38% below median its own 10-year median of 5.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nabil Bank stock overvalued right now?
Based on GuruFocus' analysis, Nabil Bank (XNEP:NABIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR558.50, compared to a current price of NPR539.00 — trading 3.5% below its estimated fair value. The current EV-to-FCF is 3.62, which is 38% below median its 10-year median of 5.88 and 49.4% below the Banks industry median of 7.15. Nabil Bank's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nabil Bank (XNEP:NABIL), the current EV-to-FCF is 3.62 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nabil Bank (XNEP:NABIL) Overvalued in 2026?

Based on GuruFocus' analysis, Nabil Bank stock appears to be undervalued. The current stock price of NPR539.00 is trading 3.5% below its estimated GF Value™ of NPR558.50. GuruFocus considers Nabil Bank to be Fairly Valued.

Key valuation signals for XNEP:NABIL:

  • EV-to-FCF: 3.62 (38% below median its 10-year median of 5.88)
  • GF Value™: NPR558.50 vs. price of NPR539.00 (3.5% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 49.4% below the Banks median (#405 of 1188)

No single metric tells the full story. See the XNEP:NABIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nabil Bank Business Description

Address Beena Marg, Durbar Marg, Nabil Center, Tindhara, Kathmandu, NPL, 44600
Nabil Bank Ltd is a private sector bank in Nepal engaged in providing a full range of commercial banking services. The banks products and services are categorized into financial intermediation, which includes deposit mobilization, lending activities, and other auxiliary banking services excluding treasury, cards, and trade finance; treasury operations, which comprise the investment book, foreign currency operations, liquidity management, open market operations, and the investment portfolio; trade finance operations, which include letters of credit and guarantees; and cards, e-banking, and alternate channels, covering debit and credit card issuance, merchant relationships, e-banking, m-banking, and ATM management. It operates in Nepal, with the majority of revenue coming from Bagmati.
81GF Score

Get the complete analysis for XNEP:NABIL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR539.00
Price
NPR558.50
GF Value