UBS Group AG (XSWX:UBSG) EV-to-FCF: 13.34 (As of Jul. 02, 2026) — 429% Above Median


XSWX:UBSG UBS Group AG XSWX:UBSG
66 GF Score
Price CHF40.26
GF Value CHF29.85
Valuation Significantly Overvalued
! 5 Warning Signs
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What is UBS Group AG EV-to-FCF?

UBS Group AG XSWX:UBSG +0.50% 66 EV-to-FCF is 13.34 as of Jul. 02, 2026, which is 429% above its 10-year median of 2.52. GuruFocus rates XSWX:UBSG with a GF Score™ of 66/100 and a GF Value™ of CHF29.85 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,194 Banks companies, UBS Group AG ranks worse than 72.11% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, UBS Group AG's Enterprise Value is CHF225,433 Mil. UBS Group AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was CHF16,900 Mil. Therefore, UBS Group AG's EV-to-FCF for today is 13.34.

The historical rank and industry rank for UBS Group AG's EV-to-FCF or its related term are showing as below:

XSWX:UBSG' s EV-to-FCF Range Over the Past 10 Years
Min: -354.45   Med: 2.52   Max: 216.01
Current: 13.34

During the past 13 years, the highest EV-to-FCF of UBS Group AG was 216.01. The lowest was -354.45. And the median was 2.52.

XSWX:UBSG's EV-to-FCF is ranked worse than
72.11% of 1194 companies
in the Banks industry
Industry Median: 6.655 vs XSWX:UBSG: 13.34

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), UBS Group AG's stock price is CHF40.26. UBS Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF2.226. Therefore, UBS Group AG's PE Ratio (TTM) for today is 18.09.


UBS Group AG  (XSWX:UBSG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

UBS Group AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=40.26/2.226
=18.09

UBS Group AG's share price for today is CHF40.26.
UBS Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF2.226.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


UBS Group AG EV-to-FCF Related Terms


UBS Group AG EV-to-FCF Historical Data

* Premium members only.

The historical data trend for UBS Group AG's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UBS Group AG EV-to-FCF Chart

UBS Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.87 6.01 1.87 162.04 13.79

UBS Group AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.56 20.85 112.47 13.79 49.62

XSWX:UBSG vs JPM, BAC, WFC: EV-to-FCF Comparison

For the Banks - Diversified subindustry, UBS Group AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UBS Group AG EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, UBS Group AG's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where UBS Group AG's EV-to-FCF falls into.


XSWX:UBSG
66GF Score
UBS Group AG XSWX:UBSG
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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UBS Group AG EV-to-FCF Calculation

UBS Group AG's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=225433.480/16900.057
=13.34

UBS Group AG's current Enterprise Value is CHF225,433 Mil.
UBS Group AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF16,900 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 13.34 mean?
UBS Group AG (XSWX:UBSG) has a EV-to-FCF of 13.34 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on UBS Group AG and its competitors. This is 429% above median its historical median of 2.52. According to the industry distribution chart, UBS Group AG ranks #861 out of 1194 companies in the Banks industry, placing it in the top 72.1%.
Is UBS Group AG's EV-to-FCF too high?
UBS Group AG's current EV-to-FCF of 13.34 is 429% above median its 10-year median of 2.52. The Banks industry median EV-to-FCF is 6.66. UBS Group AG's value of 13.34 is 100.5% above this industry median. Based on the distribution chart, UBS Group AG ranks #861 out of 1194 companies in the Banks industry, which is below the industry midpoint. Overall, UBS Group AG has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, UBS Group AG ranks #861 out of 1194 companies for EV-to-FCF. This places UBS Group AG in the lower half of its industry. The industry median EV-to-FCF is 6.66. UBS Group AG's value of 13.34 is 100.5% above this benchmark. While the company's 10-year median is 2.52 vs. the industry median of 6.66, UBS Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.66, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UBS Group AG's current EV-to-FCF of 13.34 is 100.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on UBS Group AG and its competitors. For the Banks industry, the median EV-to-FCF is 6.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UBS Group AG's current EV-to-FCF is 13.34, which is 429% above median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSG) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF29.85, compared to a current price of CHF40.26 — trading 34.9% above its estimated fair value. The current EV-to-FCF is 13.34, which is 429% above median its 10-year median of 2.52 and 100.5% above the Banks industry median of 6.66. UBS Group AG's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSG), the current EV-to-FCF is 13.34 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UBS Group AG (XSWX:UBSG) Overvalued in 2026?

Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued. The current stock price of CHF40.26 is trading 34.9% above its estimated GF Value™ of CHF29.85. GuruFocus considers UBS Group AG to be Significantly Overvalued.

Key valuation signals for XSWX:UBSG:

  • EV-to-FCF: 13.34 (429% above median its 10-year median of 2.52)
  • GF Value™: CHF29.85 vs. price of CHF40.26 (34.9% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 100.5% above the Banks median (#861 of 1194)

No single metric tells the full story. See the XSWX:UBSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UBS Group AG Business Description

Address Bahnhofstrasse 45, Zurich, CHE, CH-8001
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
66GF Score

Get the complete analysis for XSWX:UBSG

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF40.26
Price
CHF29.85
GF Value