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The historical rank and industry rank for Payment Financial Technologies's EV-to-FCF or its related term are showing as below:
XTAE:PMNT'
s EV-to-FCF Range Over the Past 10 Years
Min: -1234.8 Med: -559.89 Max: 392.61
Current: 295.63
During the past 6 years, the highest EV-to-FCF of Payment Financial Technologies was 392.61. The lowest was -1234.80. And the median was -559.89.
XTAE:PMNT's EV-to-FCF is ranked worse than 97.13% of 1603
companies
in the Software industry
Industry Median: 15.15
vs XTAE:PMNT: 295.63
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Payment Financial Technologies's PE Ratio (TTM) for today is calculated as:
Payment Financial Technologies's share price for today is ₪5.76.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Payment Financial Technologies's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₪0.470.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Payment Financial Technologies EV-to-FCF Related Terms
Payment Financial Technologies EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:PMNT vs MSFT, ORCL, PLTR: EV-to-FCF Comparison
For the Software - Infrastructure subindustry, Payment Financial Technologies's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Payment Financial Technologies EV-to-FCF vs Software Industry
For the Software industry and Technology sector, Payment Financial Technologies's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Payment Financial Technologies's EV-to-FCF falls into.
Payment Financial Technologies's current Enterprise Value is ₪301.04 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Payment Financial Technologies's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₪1.03 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Payment Financial Technologies (XTAE:PMNT) has a EV-to-FCF of 291.14 as of Aug. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Payment Financial Technologies and its competitors. According to the industry distribution chart, Payment Financial Technologies ranks #1557 out of 1603 companies in the Software industry, placing it in the top 97.1%.
Is Payment Financial Technologies' EV-to-FCF too high?
Payment Financial Technologies' current EV-to-FCF is 291.14. The Software industry median EV-to-FCF is 15.15. Payment Financial Technologies' value of 291.14 is 1821.7% above this industry median. Based on the distribution chart, Payment Financial Technologies ranks #1557 out of 1603 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Payment Financial Technologies has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Payment Financial Technologies' EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Payment Financial Technologies ranks #1557 out of 1603 companies for EV-to-FCF. This places Payment Financial Technologies in the lower half of its industry. The industry median EV-to-FCF is 15.15. Payment Financial Technologies' value of 291.14 is 1821.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 15.15, based on 1,603 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Payment Financial Technologies's current EV-to-FCF of 291.14 is 1821.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Payment Financial Technologies and its competitors. For the Software industry, the median EV-to-FCF is 15.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Payment Financial Technologies's current EV-to-FCF is 291.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Payment Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Payment Financial Technologies (XTAE:PMNT) is currently considered Modestly Undervalued. The stock's GF Value™ is ₪6.55, compared to a current price of ₪5.76 — trading 12.1% below its estimated fair value. The current EV-to-FCF is 291.14 and 1821.7% above the Software industry median of 15.15. Payment Financial Technologies' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Payment Financial Technologies (XTAE:PMNT), the current EV-to-FCF is 291.14 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Payment Financial Technologies (XTAE:PMNT) Overvalued in 2026?
Based on GuruFocus' analysis, Payment Financial Technologies stock appears to be undervalued.
The current stock price of ₪5.76 is trading 12.1% below its estimated GF Value™ of ₪6.55.
GuruFocus considers Payment Financial Technologies to be Modestly Undervalued.
Key valuation signals for XTAE:PMNT:
EV-to-FCF: 291.14
GF Value™: ₪6.55 vs. price of ₪5.76 (12.1% below fair value)
Industry Position: 1821.7% above the Software median (#1557 of 1603)
No single metric tells the full story. See the XTAE:PMNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Payment Financial Technologies Ltd owns the PaymenT brand which is a payment platform. It is a means of payment that allows businesses to offer financing to their customers easily, quickly, and conveniently and receive immediate payment for the products and services sold.
88GF Score
Get the complete analysis for XTAE:PMNT
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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