EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banque de Tunisie's Enterprise Value is TND1,809.0 Mil.
Banque de Tunisie's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND-342.8 Mil. Therefore, Banque de Tunisie's EV-to-FCF for today is -5.28.
The historical rank and industry rank for Banque de Tunisie's EV-to-FCF or its related term are showing as below:
XTUN:BT'
s EV-to-FCF Range Over the Past 10 Years
Min: -42.73 Med: 4.22 Max: 51.94
Current: -5.28
During the past 11 years, the highest EV-to-FCF of Banque de Tunisie was 51.94. The lowest was -42.73. And the median was 4.22.
XTUN:BT's EV-to-FCF is ranked worse than 100% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs XTUN:BT: -5.28
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banque de Tunisie's PE Ratio (TTM) for today is calculated as:
Banque de Tunisie's share price for today is TND6.83.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banque de Tunisie's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was TND0.751.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banque de Tunisie EV-to-FCF Related Terms
Banque de Tunisie EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Banque de Tunisie's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banque de Tunisie's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque de Tunisie EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banque de Tunisie's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banque de Tunisie's EV-to-FCF falls into.
Banque de Tunisie's current Enterprise Value is TND1,809.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banque de Tunisie's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND-342.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque de Tunisie (XTUN:BT) has a EV-to-FCF of -5.28 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banque de Tunisie and its competitors. According to the industry distribution chart, Banque de Tunisie ranks #999999 out of 1194 companies in the Banks industry.
Is Banque de Tunisie's EV-to-FCF too high?
Banque de Tunisie's current EV-to-FCF is -5.28. Based on the distribution chart, Banque de Tunisie ranks #999999 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque de Tunisie has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque de Tunisie's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banque de Tunisie ranks #999999 out of 1194 companies for EV-to-FCF. This places Banque de Tunisie in the lower half of its industry. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banque de Tunisie and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque de Tunisie's current EV-to-FCF is -5.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque de Tunisie (XTUN:BT) is currently considered Modestly Overvalued. The stock's GF Value™ is TND5.98, compared to a current price of TND6.83 — trading 14.2% above its estimated fair value. The current EV-to-FCF is -5.28. Banque de Tunisie's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banque de Tunisie (XTUN:BT), the current EV-to-FCF is -5.28 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque de Tunisie (XTUN:BT) Overvalued in 2026?
Based on GuruFocus' analysis, Banque de Tunisie stock appears to be overvalued.
The current stock price of TND6.83 is trading 14.2% above its estimated GF Value™ of TND5.98.
GuruFocus considers Banque de Tunisie to be Modestly Overvalued.
Key valuation signals for XTUN:BT:
EV-to-FCF: -5.28
GF Value™: TND5.98 vs. price of TND6.83 (14.2% above fair value)
No single metric tells the full story. See the XTUN:BT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque de Tunisie SA provides banking services. It offers banking and financial services to corporate, commercial, institutional and individual customers.
95GF Score
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