Banque de Tunisie (XTUN:BT) Enterprise Value: TND1,809.0 Mil (As of Jun. 29, 2026) ***


XTUN:BT Banque de Tunisie SA XTUN:BT
95 GF Score
Price TND6.83
GF Value TND5.98
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Banque de Tunisie Enterprise Value?

Banque de Tunisie XTUN:BT 95 Enterprise Value is TND1,809.0 Mil as of Jun. 29, 2026. GuruFocus rates XTUN:BT with a GF Score™ of 95/100 and a GF Value™ of TND5.98 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Banque de Tunisie's Enterprise Value is TND1,809.0 Mil. Banque de Tunisie's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was TND565.1 Mil. Therefore, Banque de Tunisie's EV-to-Revenue ratio for today is 3.20.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Banque de Tunisie's Enterprise Value is TND1,809.0 Mil. Banque de Tunisie's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was TND-301.4 Mil. Therefore, Banque de Tunisie's EV-to-OCF ratio for today is -6.00.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Banque de Tunisie's Enterprise Value is TND1,809.0 Mil. Banque de Tunisie's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND-342.8 Mil. Therefore, Banque de Tunisie's EV-to-FCF ratio for today is -5.28.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Banque de Tunisie  (XTUN:BT) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Banque de Tunisie's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1809.006/565.079
=3.20

Banque de Tunisie's current Enterprise Value is TND1,809.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Banque de Tunisie's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was TND565.1 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Banque de Tunisie's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1809.006/-301.39
=-6.00

Banque de Tunisie's current Enterprise Value is TND1,809.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Banque de Tunisie's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was TND-301.4 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Banque de Tunisie's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1809.006/-342.786
=-5.28

Banque de Tunisie's current Enterprise Value is TND1,809.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Banque de Tunisie's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was TND-342.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banque de Tunisie Enterprise Value Related Terms


Banque de Tunisie Enterprise Value Historical Data

* Premium members only.

The historical data trend for Banque de Tunisie's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque de Tunisie Enterprise Value Chart

Banque de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,467.57 1,379.85 1,638.65 980.08 1,652.41

Banque de Tunisie Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1,467.57 1,379.85 1,638.65 980.08 1,652.41

XTUN:BT vs PNC, USB: Enterprise Value Comparison

For the Banks - Regional subindustry, Banque de Tunisie's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque de Tunisie Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Banque de Tunisie's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Banque de Tunisie's Enterprise Value falls into.


XTUN:BT
95GF Score
Banque de Tunisie SA XTUN:BT
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque de Tunisie Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Banque de Tunisie's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Banque de Tunisie's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of TND1,809.0 Mil mean?
Banque de Tunisie (XTUN:BT) has a Enterprise Value of TND1,809.0 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banque de Tunisie and its competitors.
Is Banque de Tunisie's Enterprise Value too high?
Banque de Tunisie's current Enterprise Value is TND1,809.0 Mil. Overall, Banque de Tunisie has a GF Score™ of 95/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque de Tunisie's Enterprise Value compare to PNC and USB?
Banque de Tunisie's Enterprise Value of TND1,809.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Banque de Tunisie and its competitors. Banque de Tunisie's current Enterprise Value is TND1,809.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque de Tunisie (XTUN:BT) is currently considered Modestly Overvalued. The stock's GF Value™ is TND5.98, compared to a current price of TND6.83 — trading 14.2% above its estimated fair value. The current Enterprise Value is TND1,809.0 Mil. Banque de Tunisie's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Banque de Tunisie (XTUN:BT), the current Enterprise Value is TND1,809.0 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque de Tunisie (XTUN:BT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque de Tunisie stock appears to be overvalued. The current stock price of TND6.83 is trading 14.2% above its estimated GF Value™ of TND5.98. GuruFocus considers Banque de Tunisie to be Modestly Overvalued.

Key valuation signals for XTUN:BT:

  • Enterprise Value: TND1,809.0 Mil
  • GF Value™: TND5.98 vs. price of TND6.83 (14.2% above fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the XTUN:BT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque de Tunisie Business Description

Address 2, Rue Turkey, Tunis, TUN, 1001
Banque de Tunisie SA provides banking services. It offers banking and financial services to corporate, commercial, institutional and individual customers.
95GF Score

Get the complete analysis for XTUN:BT

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND6.83
Price
TND5.98
GF Value