Banque de Tunisie (XTUN:BT) Moat Score: 0/10 (As of Jul. 04, 2026)


XTUN:BT Banque de Tunisie SA XTUN:BT
98 GF Score
Price TND9.30
GF Value TND5.98
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Banque de Tunisie Moat Score?

Banque de Tunisie has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banque de Tunisie has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banque de Tunisie might have No Moat - No discernible moat.

Banque de Tunisie  (XTUN:BT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banque de Tunisie Moat Score Related Terms

XTUN:BT
98GF Score
Banque de Tunisie SA XTUN:BT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banque de Tunisie (XTUN:BT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque de Tunisie stock appears to be overvalued. The current stock price of TND9.30 is trading 55.5% above its estimated GF Value™ of TND5.98. GuruFocus considers Banque de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BT:

  • Moat Score: 0
  • GF Value™: TND5.98 vs. price of TND9.30 (55.5% above fair value)
  • GF Score™: 98/100 with 1 warning sign

No single metric tells the full story. See the XTUN:BT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque de Tunisie Business Description

Address 2, Rue Turkey, Tunis, TUN, 1001
Banque de Tunisie SA provides banking services. It offers banking and financial services to corporate, commercial, institutional and individual customers.
98GF Score

Get the complete analysis for XTUN:BT

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND9.30
Price
TND5.98
GF Value