Banque de Tunisie (XTUN:BT) Shareholder Yield % : 5.94% (As of Dec. 2025) — 15% Below Median


XTUN:BT Banque de Tunisie SA XTUN:BT
98 GF Score
Price TND9.30
GF Value TND5.98
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque de Tunisie Shareholder Yield %?

Banque de Tunisie XTUN:BT 98 Shareholder Yield % is 5.94% as of Dec. 2025, which is 15% below its 10-year median of 6.98. GuruFocus rates XTUN:BT with a GF Score™ of 98/100 and a GF Value™ of TND5.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Banque de Tunisie ranks better than 74.63% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Banque de Tunisie's Shareholder Yield % was 5.94%.


Banque de Tunisie  (XTUN:BT) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Banque de Tunisie Shareholder Yield % Related Terms


Banque de Tunisie Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Banque de Tunisie's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque de Tunisie Shareholder Yield % Chart

Banque de Tunisie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.25 9.69 7.68 13.51 8.84

Banque de Tunisie Semi-Annual Data
Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 14.25 9.69 7.68 13.51 8.84

XTUN:BT vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Banque de Tunisie's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque de Tunisie Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banque de Tunisie's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Banque de Tunisie's Shareholder Yield % falls into.


XTUN:BT
98GF Score
Banque de Tunisie SA XTUN:BT
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque de Tunisie Shareholder Yield % Calculation

Banque de Tunisie's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=5.60 %+0 %+3.24 %
=8.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 5.94% mean?
Banque de Tunisie (XTUN:BT) has a Shareholder Yield % of 5.94% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Banque de Tunisie and its competitors. This is 15% below median its historical median of 6.98. According to the industry distribution chart, Banque de Tunisie ranks #381 out of 1502 companies in the Banks industry, placing it in the top 25.4%.
Is Banque de Tunisie's Shareholder Yield % too high?
Banque de Tunisie's current Shareholder Yield % of 5.94% is 15% below median its 10-year median of 6.98. The Banks industry median Shareholder Yield % is 1.56. Banque de Tunisie's value of 5.94% is 282% above this industry median. Based on the distribution chart, Banque de Tunisie ranks #381 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Banque de Tunisie has a GF Score™ of 98/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque de Tunisie's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banque de Tunisie ranks #381 out of 1502 companies for Shareholder Yield %. This puts Banque de Tunisie in the upper half of its industry. The industry median Shareholder Yield % is 1.56. Banque de Tunisie's value of 5.94% is 282% above this benchmark. While the company's 10-year median is 6.98 vs. the industry median of 1.56, Banque de Tunisie has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque de Tunisie's current Shareholder Yield % of 5.94% is 282% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Banque de Tunisie and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque de Tunisie's current Shareholder Yield % is 5.94%, which is 15% below median its own 10-year median of 6.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque de Tunisie (XTUN:BT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND5.98, compared to a current price of TND9.30 — trading 55.5% above its estimated fair value. The current Shareholder Yield % is 5.94%, which is 15% below median its 10-year median of 6.98 and 282% above the Banks industry median of 1.56. Banque de Tunisie's overall GF Score™ is 98/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Banque de Tunisie (XTUN:BT), the current Shareholder Yield % is 5.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque de Tunisie (XTUN:BT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque de Tunisie stock appears to be overvalued. The current stock price of TND9.30 is trading 55.5% above its estimated GF Value™ of TND5.98. GuruFocus considers Banque de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BT:

  • Shareholder Yield %: 5.94% (15% below median its 10-year median of 6.98)
  • GF Value™: TND5.98 vs. price of TND9.30 (55.5% above fair value)
  • GF Score™: 98/100 with 6 warning signs
  • Industry Position: 282% above the Banks median (#381 of 1502)

No single metric tells the full story. See the XTUN:BT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque de Tunisie Business Description

Address 2, Rue Turkey, Tunis, TUN, 1001
Banque de Tunisie SA provides banking services. It offers banking and financial services to corporate, commercial, institutional and individual customers.
98GF Score

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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND9.30
Price
TND5.98
GF Value