Banque de Tunisie (XTUN:BT) 3-1 Month Momentum %: 37.14% (As of Aug. 24, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTUN:BT Banque de Tunisie SA XTUN:BT
100 GF Score
Price TND8.60
GF Value TND5.98
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Banque de Tunisie 3-1 Month Momentum %?

Banque de Tunisie XTUN:BT -0.46% 100 3-1 Month Momentum % is 37.14% as of Aug. 24, 2026. GuruFocus rates XTUN:BT with a GF Score™ of 100/100 and a GF Value™ of TND5.98 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,578 Banks companies, Banque de Tunisie ranks better than 98.61% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-24), Banque de Tunisie's 3-1 Month Momentum % is 37.14%.

The industry rank for Banque de Tunisie's 3-1 Month Momentum % or its related term are showing as below:

XTUN:BT's 3-1 Month Momentum % is ranked better than
98.61% of 1578 companies
in the Banks industry
Industry Median: 4.795 vs XTUN:BT: 37.14

Banque de Tunisie  (XTUN:BT) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Banque de Tunisie 3-1 Month Momentum % Related Terms


XTUN:BT vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Banque de Tunisie's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque de Tunisie 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Banque de Tunisie's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Banque de Tunisie's 3-1 Month Momentum % falls into.


XTUN:BT
100GF Score
Banque de Tunisie SA XTUN:BT
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque de Tunisie  (XTUN:BT) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 37.14% mean?
Banque de Tunisie (XTUN:BT) has a 3-1 Month Momentum % of 37.14% as of Aug. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Banque de Tunisie and its competitors. According to the industry distribution chart, Banque de Tunisie ranks #22 out of 1578 companies in the Banks industry, placing it in the top 1.4%.
Is Banque de Tunisie's 3-1 Month Momentum % too high?
Banque de Tunisie's current 3-1 Month Momentum % is 37.14%. The Banks industry median 3-1 Month Momentum % is 4.80. Banque de Tunisie's value of 37.14% is 674.6% above this industry median. Based on the distribution chart, Banque de Tunisie ranks #22 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banque de Tunisie has a GF Score™ of 100/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque de Tunisie's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Banque de Tunisie ranks #22 out of 1578 companies for 3-1 Month Momentum %. This places Banque de Tunisie in the top 1% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.80. Banque de Tunisie's value of 37.14% is 674.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.80, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque de Tunisie's current 3-1 Month Momentum % of 37.14% is 674.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Banque de Tunisie and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque de Tunisie's current 3-1 Month Momentum % is 37.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque de Tunisie stock overvalued right now?
Based on GuruFocus' analysis, Banque de Tunisie (XTUN:BT) is currently considered Significantly Overvalued. The stock's GF Value™ is TND5.98, compared to a current price of TND8.60 — trading 43.8% above its estimated fair value. The current 3-1 Month Momentum % is 37.14% and 674.6% above the Banks industry median of 4.80. Banque de Tunisie's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Banque de Tunisie (XTUN:BT), the current 3-1 Month Momentum % is 37.14% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque de Tunisie (XTUN:BT) Overvalued in 2026?

Based on GuruFocus' analysis, Banque de Tunisie stock appears to be overvalued. The current stock price of TND8.60 is trading 43.8% above its estimated GF Value™ of TND5.98. GuruFocus considers Banque de Tunisie to be Significantly Overvalued.

Key valuation signals for XTUN:BT:

  • 3-1 Month Momentum %: 37.14%
  • GF Value™: TND5.98 vs. price of TND8.60 (43.8% above fair value)
  • GF Score™: 100/100 with 1 warning sign
  • Industry Position: 674.6% above the Banks median (#22 of 1578)

No single metric tells the full story. See the XTUN:BT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque de Tunisie Business Description

Address 2, Rue Turkey, Tunis, TUN, 1001
Banque de Tunisie SA provides banking services. It offers banking and financial services to corporate, commercial, institutional and individual customers.
100GF Score

Get the complete analysis for XTUN:BT

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND8.60
Price
TND5.98
GF Value